Updated November 12, 2026
Stearns Bank Equipment Finance equipment loans in Virginia
Stearns Bank Equipment Finance holds 388 active equipment financing statements against 312 businesses in Virginia, according to public UCC filings. 41 new filings were recorded in the last 12 months, down 54% on the year before. 123 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 32% of the book. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 40 equipment lender in the state by active filings, with 0.5% of lender-held filings. It is classed as bank.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-54% on the year before
New equipment filings by month
Virginia, last 24 months. The current month is still coming in.
| 2024-12 | 11 |
|---|---|
| 2025-01 | 13 |
| 2025-02 | 7 |
| 2025-03 | 12 |
| 2025-04 | 10 |
| 2025-05 | 8 |
| 2025-06 | 3 |
| 2025-07 | 4 |
| 2025-08 | 4 |
| 2025-09 | 4 |
| 2025-10 | 6 |
| 2025-11 | 6 |
| 2025-12 | 12 |
| 2026-01 | 6 |
| 2026-02 | 7 |
| 2026-03 | 5 |
| 2026-04 | 1 |
| 2026-05 | 3 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated386 · 99.5%
- Construction1 · 0.3%
- Vehicles1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
78 | VIR Barboursville | Equipment 35 mo old · early+32Near the 36-month mark+7 | Stearns Bank Equipment Finance Bank | Nov 2023 |
76 | Poo Timberville | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Stearns Bank Equipment Finance Bank | Sep 2023 |
74 | Pre Bristol | Equipment 41 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | May 2023 |
74 | Lin Austinville | Equipment 41 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | May 2023 |
74 | TRI Chesapeake | Equipment 42 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | Apr 2023 |
74 | COD Upperville | Equipment 42 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | Apr 2023 |
74 | COD Upperville | Equipment 43 mo old · peak window+35Active, no continuation+10 | Stearns Bank Equipment Finance Bank | Mar 2023 |
69 | AAC Nokesville | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Stearns Bank Equipment Finance Bank | Oct 2022 |
Other bank lenders
- TowneBank2,132
- Wells Fargo Vendor Financial Services, LLC1,963
- ATLANTIC UNION BANK1,533
- First-Citizens Bank and Trust Company1,464
- Truist Bank1,189
- M&T Bank1,097
- WEBBANK, its successors and assignees1,050
- PNC Bank, National Association1,012
- JPMorgan Chase Bank, NA947
- Wells Fargo Bank, N.A.927
- The First Bank and Trust Co.866
- Bank of America, N.A., as Collateral Agent836
What it finances
Questions
How many equipment loans does Stearns Bank Equipment Finance have in Virginia?
What is Stearns Bank Equipment Finance's equipment finance market share in Virginia?
How many Stearns Bank Equipment Finance equipment loans end in the next six months?
Is Stearns Bank Equipment Finance growing in Virginia?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.