Updated November 11, 2026
Equipment financing activity in Rockingham, VA
Rockingham has 280 active UCC filings for equipment across 172 businesses, about 1.6 per business, so repeat borrowers are common. 49 new filings were recorded in the last 12 months, down 23% on the year before. 73 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Farmers & Merchants Bank leads with 11%, followed by Pendleton Community Bank, Inc at 9%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-23% on the year before
New equipment filings by month
Rockingham, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 5 |
| 2025-03 | 8 |
| 2025-04 | 3 |
| 2025-05 | 5 |
| 2025-06 | 8 |
| 2025-07 | 5 |
| 2025-08 | 5 |
| 2025-09 | 5 |
| 2025-10 | 3 |
| 2025-11 | 6 |
| 2025-12 | 7 |
| 2026-01 | 1 |
| 2026-02 | 4 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 3 |
| 2026-06 | 7 |
| 2026-07 | 9 |
| 2026-08 | 3 |
| 2026-09 | 4 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Farmers & Merchants Bank21 · 11.2%Bank
- Pendleton Community Bank, Inc16 · 8.5%Bank
- The First Bank and Trust Co.13 · 6.9%Bank
- Caterpillar Financial11 · 5.9%Captive finance
- John Deere Financial9 · 4.8%Captive finance
- Kubota Credit8 · 4.3%Captive finance
- DLL6 · 3.2%Independent
- Park View Federal Credit Union6 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated217 · 77.5%
- Agriculture24 · 8.6%
- Construction21 · 7.5%
- Blanket liens9 · 3.2%
- Manufacturing5 · 1.8%
- Vehicles2 · 0.7%
- Trucks & trailers1 · 0.4%
- IT & office1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | SPE Rockingham | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
79 | GRI Rockingham | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | NU-KO CAPITAL LLC Independent | Nov 2022 |
74 | ROX Rockingham | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2022 |
69 | MAS Rockingham | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Horizon Bank Bank | Oct 2022 |
68 | JH Rockingham | Equipment 35 mo old · early+32Near the 36-month mark+7 | INTERNET TRUCKSTOP PAYMENTS LLC Other | Nov 2023 |
68 | F & Rockingham | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | AMPLUS 223 TRUST Other | Sep 2023 |
67 | WIN Rockingham | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
66 | Sol Rockingham | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | C T Corporation System, as representative Other | Oct 2023 |
Nearby cities
- Harrisonburg1,027
- Luray194
- Bridgewater180
- Dayton176
- Elkton151
- Broadway119
- Mount Crawford111
- Edinburg79
- Mount Jackson71
- New Market70
- Timberville70
- Mount Solon69
Top lenders in Rockingham
- Farmers & Merchants Bank21
- Pendleton Community Bank, Inc16
- The First Bank and Trust Co.13
- Caterpillar Financial11
- John Deere Financial9
- Kubota Credit8
- DLL6
- Park View Federal Credit Union6
- FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee6
- Toyota Industries Commercial Finance5
Questions
How many equipment loans are active in Rockingham, VA?
How many equipment loans in Rockingham, VA end in the next six months?
Which lenders finance the most equipment in Rockingham, VA?
What equipment is financed most in Rockingham, VA?
Is Rockingham, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.