UCC Scout

Updated November 11, 2026

F&M Bank equipment loans in Virginia

F&M Bank holds 50 active equipment financing statements against 48 businesses in Virginia, according to public UCC filings. 21 new filings were recorded in the last 12 months, down 16% on the year before. 1 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 232 equipment lender in the state by active filings, with 0.1% of lender-held filings. It is classed as bank.

50

Active equipment filings

1

Likely ending in the next 6 months

36, 48 or 60 month term

48

Businesses with active filings

21

New filings, last 12 months

-16% on the year before

New equipment filings by month

Virginia, last 24 months. The current month is still coming in.

95Dec 2024: 0Dec 24Jan 2025: 0Feb 2025: 0Mar 2025: 1MarApr 2025: 6May 2025: 1Jun 2025: 3JunJul 2025: 9Aug 2025: 1Sep 2025: 1SepOct 2025: 3Nov 2025: 5Dec 2025: 6DecJan 2026: 3Feb 2026: 1Mar 2026: 1MarApr 2026: 0May 2026: 1Jun 2026: 2JunJul 2026: 2Aug 2026: 0Sep 2026: 0SepOct 2026: 0Nov 2026: 0 so farNov
New equipment filings per month in Virginia
2024-120
2025-010
2025-020
2025-031
2025-046
2025-051
2025-063
2025-079
2025-081
2025-091
2025-103
2025-115
2025-126
2026-013
2026-021
2026-031
2026-040
2026-051
2026-062
2026-072
2026-080
2026-090
2026-100
2026-110

Top equipment types

Active filings by what the collateral describes

  1. Equipment, type not stated50 · 100.0%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 50 with names
51
J&S
Winfield
Equipment
39 mo old · peak window+35Near the 36-month mark+2
F&M Bank
48
Cha
Winchester
Equipment
46 mo old · peak window+35Moved to another lender May 2024
F&M Bank
39
Cha
Winchester
Equipment
9 mo old · too earlyActive, no continuation+10
F&M Bank
39
EXT
Marshall
Equipment
10 mo old · too earlyActive, no continuation+10
F&M BANK
39
RAN
Elkton
Equipment
10 mo old · too earlyActive, no continuation+10
F&M Bank
39
HAR
Harrisonburg
Equipment
24 mo old · earlyActive, no continuation+10
F&M BANK
38
LAN
Broadway
Equipment
4 mo old · too earlyActive, no continuation+10
F&M Bank
24
She
Stauton
Equipment
5 mo old · too earlyActive, no continuation+10
F&M BANK

Questions

How many equipment loans does F&M Bank have in Virginia?
50 active UCC financing statements for equipment against 48 Virginia businesses.
What is F&M Bank's equipment finance market share in Virginia?
0.1% of active equipment filings held by named lenders, rank 232 of 637. Filing agents and government programs are left out of the total.
How many F&M Bank equipment loans end in the next six months?
About 1 in Virginia: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Those borrowers are about to choose whether to finance again with F&M Bank.
Is F&M Bank growing in Virginia?
21 new equipment filings in the last 12 months, against 25 in the 12 before.

Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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