Updated November 12, 2026
Equipment financing activity in Winter Springs, FL
Winter Springs has 622 active UCC filings for equipment across 365 businesses, about 1.7 per business, so repeat borrowers are common. 129 new filings were recorded in the last 12 months, down 5% on the year before. 147 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: John Deere Financial leads with 11%, followed by JPMORGAN CHASE BANK, NA at 6%. Banks and credit unions hold 56%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-5% on the year before
New equipment filings by month
Winter Springs, FL, last 24 months. The current month is still coming in.
| 2024-12 | 14 |
|---|---|
| 2025-01 | 12 |
| 2025-02 | 6 |
| 2025-03 | 12 |
| 2025-04 | 12 |
| 2025-05 | 9 |
| 2025-06 | 13 |
| 2025-07 | 17 |
| 2025-08 | 5 |
| 2025-09 | 18 |
| 2025-10 | 10 |
| 2025-11 | 8 |
| 2025-12 | 22 |
| 2026-01 | 12 |
| 2026-02 | 5 |
| 2026-03 | 5 |
| 2026-04 | 16 |
| 2026-05 | 15 |
| 2026-06 | 12 |
| 2026-07 | 13 |
| 2026-08 | 6 |
| 2026-09 | 8 |
| 2026-10 | 8 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial49 · 11.3%Captive finance
- JPMORGAN CHASE BANK, NA27 · 6.3%Bank
- DLL14 · 3.2%Independent
- REGIONS BANK, AS COLLATERAL AGENT11 · 2.5%Bank
- Bank
- BANK OF AMERICA, N.A.10 · 2.3%Bank
- FAIRWINDS CREDIT UNION10 · 2.3%Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated559 · 89.9%
- Construction44 · 7.1%
- Agriculture18 · 2.9%
- Manufacturing1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | A B Winter Springs | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | FINANCIAL AGENT SERVICES Independent | Oct 2023 |
81 | ASP Winter Springs | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | OAKMONT CAPITAL HOLDINGS LLC Independent | Nov 2022 |
78 | CEN Winter Springs | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | RING INVESTMENTS LLC Other | Dec 2022 |
78 | C V Winter Springs | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | TRANS LEASE, INC. Independent | Dec 2022 |
77 | H.L Winter Springs | Construction 33 mo old · early+26Near the 36-month mark+2 | Komatsu Financial Captive finance | Jan 2024 |
76 | VJ Winter Springs | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2022 |
73 | SOU Winter Springs | Equipment 35 mo old · early+32Near the 36-month mark+7 | CFL BUILDING CONTRACTORS, LLC Other | Nov 2023 |
73 | SOU Winter Springs | Equipment 35 mo old · early+32Near the 36-month mark+7 | CFL BUILDING CONTRACTORS, LLC Other | Nov 2023 |
Equipment types in Winter Springs
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
Top lenders in Winter Springs
- John Deere Financial49
- JPMORGAN CHASE BANK, NA27
- DLL14
- REGIONS BANK, AS COLLATERAL AGENT11
- COGENT BANK, A FLORIDA BANKING CORPORATION11
- BANK OF AMERICA, N.A.10
- FAIRWINDS CREDIT UNION10
- GREATAMERICA FINANCIAL SERVICES CORPORATION9
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES8
- PNC BANK, NATIONAL ASSOCIATION7
Questions
How many equipment loans are active in Winter Springs, FL?
How many equipment loans in Winter Springs, FL end in the next six months?
Which lenders finance the most equipment in Winter Springs, FL?
What equipment is financed most in Winter Springs, FL?
Is Winter Springs, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.