Updated November 11, 2026
Equipment financing activity in Sanford, FL
Sanford has 2,297 active UCC filings for equipment across 1,241 businesses, about 1.9 per business, so repeat borrowers are common. 483 new filings were recorded in the last 12 months, down 17% on the year before. 549 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: John Deere Financial leads with 6%, followed by ONE FLORIDA BANK at 6%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-17% on the year before
New equipment filings by month
Sanford, FL, last 24 months. The current month is still coming in.
| 2024-12 | 56 |
|---|---|
| 2025-01 | 60 |
| 2025-02 | 46 |
| 2025-03 | 49 |
| 2025-04 | 46 |
| 2025-05 | 43 |
| 2025-06 | 50 |
| 2025-07 | 63 |
| 2025-08 | 44 |
| 2025-09 | 32 |
| 2025-10 | 35 |
| 2025-11 | 51 |
| 2025-12 | 65 |
| 2026-01 | 31 |
| 2026-02 | 39 |
| 2026-03 | 33 |
| 2026-04 | 41 |
| 2026-05 | 39 |
| 2026-06 | 40 |
| 2026-07 | 38 |
| 2026-08 | 68 |
| 2026-09 | 27 |
| 2026-10 | 21 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial80 · 5.7%Captive finance
- ONE FLORIDA BANK80 · 5.7%Bank
- Caterpillar Financial67 · 4.7%Captive finance
- PNC BANK, NATIONAL ASSOCIATION58 · 4.1%Bank
- Kubota Credit56 · 4.0%Captive finance
- SEACOAST NATIONAL BANK34 · 2.4%Bank
- JPMORGAN CHASE BANK, NA31 · 2.2%Bank
- DLL28 · 2.0%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated2,041 · 88.9%
- Construction143 · 6.2%
- Agriculture96 · 4.2%
- IT & office9 · 0.4%
- Manufacturing5 · 0.2%
- Trucks & trailers2 · 0.1%
- Vehicles1 · 0.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | TCL Sanford | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
88 | RAI Sanford | Manufacturing 46 mo old · peak window+35Near the 48-month mark+4 | Toyota Industries Commercial Finance Captive finance | Dec 2022 |
86 | ALA Sanford | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
84 | LEL Sanford | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
84 | SUN Sanford | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | FIFTH THIRD BANK, NATIONAL ASSOCIATION Bank | Oct 2023 |
84 | JON Sanford | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
84 | LAF Sanford | Construction 41 mo old · peak window+35Active, no continuation+10 | JCB FINANCE Captive finance | May 2023 |
84 | DUD Sanford | Construction 42 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2023 |
Equipment types in Sanford
Nearby cities
- Winter Park2,793
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
- Mount Dora636
Questions
How many equipment loans are active in Sanford, FL?
How many equipment loans in Sanford, FL end in the next six months?
Which lenders finance the most equipment in Sanford, FL?
What equipment is financed most in Sanford, FL?
Is Sanford, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.