Updated November 11, 2026
Equipment financing activity in Winter Park, FL
Winter Park has 2,793 active UCC filings for equipment across 1,786 businesses, about 1.6 per business, so repeat borrowers are common. 610 new filings were recorded in the last 12 months, up 9% on the year before. 716 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: WHITE RIVER FINANCIAL, LLC leads with 7%, followed by BANC OF AMERICA LEASING & CAPITAL, LLC at 5%. Banks and credit unions hold 59%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+9% on the year before
New equipment filings by month
Winter Park, FL, last 24 months. The current month is still coming in.
| 2024-12 | 49 |
|---|---|
| 2025-01 | 54 |
| 2025-02 | 46 |
| 2025-03 | 40 |
| 2025-04 | 39 |
| 2025-05 | 48 |
| 2025-06 | 43 |
| 2025-07 | 47 |
| 2025-08 | 52 |
| 2025-09 | 59 |
| 2025-10 | 47 |
| 2025-11 | 56 |
| 2025-12 | 74 |
| 2026-01 | 45 |
| 2026-02 | 58 |
| 2026-03 | 43 |
| 2026-04 | 53 |
| 2026-05 | 42 |
| 2026-06 | 32 |
| 2026-07 | 51 |
| 2026-08 | 79 |
| 2026-09 | 57 |
| 2026-10 | 33 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WHITE RIVER FINANCIAL, LLC121 · 6.9%Independent
- Independent
- ONE FLORIDA BANK76 · 4.3%Bank
- Bank
- John Deere Financial41 · 2.3%Captive finance
- JPMORGAN CHASE BANK, NA41 · 2.3%Bank
- REGIONS BANK, AS COLLATERAL AGENT39 · 2.2%Bank
- SOUTHSTATE BANK, N.A.39 · 2.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated2,704 · 96.8%
- Agriculture46 · 1.6%
- Construction25 · 0.9%
- IT & office12 · 0.4%
- Manufacturing6 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | PAN Winter Park | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
79 | FIF Winter Park | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | TRIANGLE EQUIPMENT FINANCE LLC Independent | Oct 2022 |
78 | HUB Winter Park | Equipment 35 mo old · early+32Near the 36-month mark+7 | SANY AMERICA INC Other | Nov 2023 |
76 | VAC Winter Park | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | NEWTEK BUSINESS SERVICES HOLDCO 6, INC. Other | Sep 2023 |
76 | ADV Winter Park | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Sep 2023 |
76 | CJ Winter Park | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Nov 2022 |
74 | FUL Winter Park | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BANC OF AMERICA LEASING & CAPITAL, LLC Independent | Oct 2023 |
74 | FUL Winter Park | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BANC OF AMERICA LEASING & CAPITAL, LLC Independent | Oct 2023 |
Equipment types in Winter Park
Nearby cities
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
- Mount Dora636
Top lenders in Winter Park
- WHITE RIVER FINANCIAL, LLC121
- BANC OF AMERICA LEASING & CAPITAL, LLC92
- ONE FLORIDA BANK76
- COGENT BANK, A FLORIDA BANKING CORPORATION62
- John Deere Financial41
- JPMORGAN CHASE BANK, NA41
- REGIONS BANK, AS COLLATERAL AGENT39
- SOUTHSTATE BANK, N.A.39
- TEXAS CAPITAL BANK, AS LENDER31
- FAIRWINDS CREDIT UNION31
Questions
How many equipment loans are active in Winter Park, FL?
How many equipment loans in Winter Park, FL end in the next six months?
Which lenders finance the most equipment in Winter Park, FL?
What equipment is financed most in Winter Park, FL?
Is Winter Park, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.