Updated November 10, 2026
Equipment financing activity in Oviedo, FL
Oviedo has 1,263 active UCC filings for equipment across 717 businesses, about 1.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 254. 310 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: John Deere Financial leads with 13%, followed by Caterpillar Financial at 5%. Agriculture is the largest equipment type, at 10%. Banks and credit unions hold 48%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Oviedo, FL, last 24 months. The current month is still coming in.
| 2024-12 | 23 |
|---|---|
| 2025-01 | 18 |
| 2025-02 | 20 |
| 2025-03 | 18 |
| 2025-04 | 22 |
| 2025-05 | 34 |
| 2025-06 | 22 |
| 2025-07 | 16 |
| 2025-08 | 38 |
| 2025-09 | 24 |
| 2025-10 | 14 |
| 2025-11 | 26 |
| 2025-12 | 38 |
| 2026-01 | 21 |
| 2026-02 | 19 |
| 2026-03 | 20 |
| 2026-04 | 13 |
| 2026-05 | 19 |
| 2026-06 | 26 |
| 2026-07 | 21 |
| 2026-08 | 21 |
| 2026-09 | 15 |
| 2026-10 | 19 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial107 · 13.4%Captive finance
- Caterpillar Financial37 · 4.6%Captive finance
- Kubota Credit32 · 4.0%Captive finance
- JPMORGAN CHASE BANK, NA30 · 3.8%Bank
- CONSTRUCTION LOAN SERVICES II, LLC29 · 3.6%Independent
- ONE FLORIDA BANK21 · 2.6%Bank
- BANK OF AMERICA, N.A.20 · 2.5%Bank
- Komatsu Financial19 · 2.4%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,051 · 83.2%
- Agriculture129 · 10.2%
- Construction79 · 6.3%
- IT & office2 · 0.2%
- Manufacturing2 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | LDS Oviedo | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
84 | PES Oviedo | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
84 | ROO Oviedo | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | SITEONE LANDSCAPE SUPPLY, LLC Other | Oct 2022 |
79 | ORL Oviedo | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
79 | SOU Oviedo | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
78 | SOU Oviedo | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
78 | SOU Oviedo | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
78 | SOU Oviedo | Equipment 35 mo old · early+32Near the 36-month mark+7 | RING INVESTMENTS, LLC Other | Nov 2023 |
Equipment types in Oviedo
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
- Mount Dora636
Questions
How many equipment loans are active in Oviedo, FL?
How many equipment loans in Oviedo, FL end in the next six months?
Which lenders finance the most equipment in Oviedo, FL?
What equipment is financed most in Oviedo, FL?
Is Oviedo, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.