Updated November 11, 2026
Equipment financing activity in Longwood, FL
Longwood has 1,801 active UCC filings for equipment across 1,135 businesses, about 1.6 per business, so repeat borrowers are common. 373 new filings were recorded in the last 12 months, down 14% on the year before. 424 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: ONE FLORIDA BANK leads with 7%, followed by Caterpillar Financial at 5%. Banks and credit unions hold 56%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-14% on the year before
New equipment filings by month
Longwood, FL, last 24 months. The current month is still coming in.
| 2024-12 | 37 |
|---|---|
| 2025-01 | 25 |
| 2025-02 | 32 |
| 2025-03 | 41 |
| 2025-04 | 47 |
| 2025-05 | 50 |
| 2025-06 | 35 |
| 2025-07 | 39 |
| 2025-08 | 37 |
| 2025-09 | 27 |
| 2025-10 | 27 |
| 2025-11 | 45 |
| 2025-12 | 47 |
| 2026-01 | 36 |
| 2026-02 | 28 |
| 2026-03 | 33 |
| 2026-04 | 27 |
| 2026-05 | 19 |
| 2026-06 | 30 |
| 2026-07 | 24 |
| 2026-08 | 58 |
| 2026-09 | 25 |
| 2026-10 | 16 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- ONE FLORIDA BANK77 · 7.1%Bank
- Caterpillar Financial54 · 5.0%Captive finance
- JPMORGAN CHASE BANK, NA30 · 2.8%Bank
- Independent
- NEXTGEAR CAPITAL, INC.25 · 2.3%Independent
- FAIRWINDS CREDIT UNION24 · 2.2%Bank
- REGIONS BANK, AS COLLATERAL AGENT22 · 2.0%Bank
- SEACOAST NATIONAL BANK21 · 1.9%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,683 · 93.4%
- Construction70 · 3.9%
- Agriculture32 · 1.8%
- IT & office12 · 0.7%
- Trucks & trailers3 · 0.2%
- Vehicles1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | JMH Longwood | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Komatsu Financial Captive finance | Oct 2023 |
94 | JMH Longwood | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Komatsu Financial Captive finance | Oct 2023 |
88 | JMH Longwood | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Komatsu Financial Captive finance | Dec 2022 |
84 | JMH Longwood | Construction 40 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | Jun 2023 |
84 | TC Longwood | Agriculture 43 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Mar 2023 |
81 | AEG Longwood | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
79 | WIN Longwood | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CSC, AS REPRESENTATIVE Other | Sep 2022 |
78 | WIN Longwood | Equipment 35 mo old · early+32Near the 36-month mark+7 | FLCC Other | Nov 2023 |
Equipment types in Longwood
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Lake Mary1,177
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
- Mount Dora636
Top lenders in Longwood
- ONE FLORIDA BANK77
- Caterpillar Financial54
- JPMORGAN CHASE BANK, NA30
- CROSSROADS EQUIPMENT LEASE AND FINANCE, LLC27
- NEXTGEAR CAPITAL, INC.25
- FAIRWINDS CREDIT UNION24
- REGIONS BANK, AS COLLATERAL AGENT22
- SEACOAST NATIONAL BANK21
- PNC BANK, NATIONAL ASSOCIATION20
- Kubota Credit19
Questions
How many equipment loans are active in Longwood, FL?
How many equipment loans in Longwood, FL end in the next six months?
Which lenders finance the most equipment in Longwood, FL?
What equipment is financed most in Longwood, FL?
Is Longwood, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.