Updated November 11, 2026
Construction equipment loans in Winter Springs, FL
Winter Springs has 44 active UCC filings for construction equipment across 9 businesses, about 4.9 per business, so repeat borrowers are common. 10 new filings were recorded in the last 12 months, down 58% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. John Deere Financial dominates with 82% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-58% on the year before
New equipment filings by month
Winter Springs, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 4 |
| 2025-03 | 0 |
| 2025-04 | 3 |
| 2025-05 | 3 |
| 2025-06 | 0 |
| 2025-07 | 3 |
| 2025-08 | 1 |
| 2025-09 | 4 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 4 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial36 · 81.8%Captive finance
- Caterpillar Financial4 · 9.1%Captive finance
- Komatsu Financial3 · 6.8%Captive finance
- JCB FINANCE1 · 2.3%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
77 | H.L Winter Springs | Construction 33 mo old · early+26Near the 36-month mark+2 | Komatsu Financial Captive finance | Jan 2024 |
67 | CAT Winter Springs | Construction 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
62 | CAT Winter Springs | Construction 32 mo old · early+23Active, no continuation+10 | John Deere Financial Captive finance | Feb 2024 |
62 | CAT Winter Springs | Construction 32 mo old · early+23Active, no continuation+10 | John Deere Financial Captive finance | Feb 2024 |
57 | CAT Winter Springs | Construction 30 mo old · early+18Active, no continuation+10 | John Deere Financial Captive finance | Apr 2024 |
57 | CAT Winter Springs | Construction 30 mo old · early+18Active, no continuation+10 | John Deere Financial Captive finance | Apr 2024 |
51 | CAT Winter Springs | Construction 28 mo old · early+12Active, no continuation+10 | John Deere Financial Captive finance | Jun 2024 |
49 | CEN Winter Springs | Construction 4 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Jun 2026 |
Construction in nearby cities
- Construction in Winter Park25
- Construction in Sanford143
- Construction in Apopka53
- Construction in Longwood70
- Construction in Deland59
- Construction in Oviedo79
- Construction in Deltona25
- Construction in Orange City42
- Construction in Mims31
Top lenders here
Questions
How many construction equipment loans are active in Winter Springs, FL?
How many construction equipment loans in Winter Springs, FL end in the next six months?
Which lenders finance the most construction equipment in Winter Springs, FL?
Is Winter Springs, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.