Updated November 11, 2026
Equipment financing activity in Lake Mary, FL
Lake Mary has 1,177 active UCC filings for equipment across 807 businesses. New filings held steady over the last 12 months at 246. 304 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: ONE FLORIDA BANK leads with 4%, followed by PINNACLE BANK, A TENNESSEE BANK, D/B/A SYNOVUS BANK at 3%. Banks and credit unions hold 63%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+3% on the year before
New equipment filings by month
Lake Mary, FL, last 24 months. The current month is still coming in.
| 2024-12 | 19 |
|---|---|
| 2025-01 | 12 |
| 2025-02 | 24 |
| 2025-03 | 32 |
| 2025-04 | 16 |
| 2025-05 | 20 |
| 2025-06 | 14 |
| 2025-07 | 33 |
| 2025-08 | 14 |
| 2025-09 | 23 |
| 2025-10 | 15 |
| 2025-11 | 21 |
| 2025-12 | 32 |
| 2026-01 | 20 |
| 2026-02 | 23 |
| 2026-03 | 24 |
| 2026-04 | 19 |
| 2026-05 | 16 |
| 2026-06 | 15 |
| 2026-07 | 18 |
| 2026-08 | 24 |
| 2026-09 | 25 |
| 2026-10 | 13 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- ONE FLORIDA BANK25 · 3.6%Bank
- Bank
- DLL18 · 2.6%Independent
- JPMORGAN CHASE BANK, NA17 · 2.5%Bank
- ADDITION FINANCIAL CREDIT UNION16 · 2.3%Bank
- Bank
- FAIRWINDS CREDIT UNION15 · 2.2%Bank
- John Deere Financial14 · 2.0%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,130 · 96.0%
- Agriculture23 · 2.0%
- Construction13 · 1.1%
- IT & office10 · 0.8%
- Manufacturing1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | FLO Lake Mary | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
84 | LAD Lake Mary | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CHANNEL PARTNERS CAPITAL, LLC Independent | Oct 2023 |
84 | ACE Lake Mary | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
81 | VIL Lake Mary | IT & office 47 mo old · peak window+35Near the 48-month mark+7 | Xerox Financial Services Captive finance | Nov 2022 |
79 | ATL Lake Mary | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | ONE FLORIDA BANK, A FLORIDA BANKING CORPORATION Bank | Oct 2023 |
76 | COM Lake Mary | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | ROYAL OAK FUNDING LLC Independent | Jan 2023 |
76 | COM Lake Mary | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Jan 2023 |
76 | W.B Lake Mary | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
Nearby cities
- Winter Park2,793
- Sanford2,297
- Apopka2,148
- Longwood1,801
- Altamonte Springs1,531
- Deland1,408
- Oviedo1,263
- Maitland1,153
- Deltona822
- Titusville656
- Eustis644
- Mount Dora636
Top lenders in Lake Mary
- ONE FLORIDA BANK25
- PINNACLE BANK, A TENNESSEE BANK, D/B/A SYNOVUS BANK21
- DLL18
- JPMORGAN CHASE BANK, NA17
- ADDITION FINANCIAL CREDIT UNION16
- FIFTH THIRD BANK, NATIONAL ASSOCIATION15
- FAIRWINDS CREDIT UNION15
- John Deere Financial14
- TD BANK, NATIONAL ASSOCIATION14
- VALLEY NATIONAL BANK14
Questions
How many equipment loans are active in Lake Mary, FL?
How many equipment loans in Lake Mary, FL end in the next six months?
Which lenders finance the most equipment in Lake Mary, FL?
What equipment is financed most in Lake Mary, FL?
Is Lake Mary, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.