Updated November 11, 2026
Equipment financing activity in St. Augustine, FL
St. Augustine has 1,137 active UCC filings for equipment across 658 businesses, about 1.7 per business, so repeat borrowers are common. 242 new filings were recorded in the last 12 months, down 6% on the year before. 296 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: BARWICK BANKING COMPANY leads with 7%, followed by VYSTAR CREDIT UNION at 7%. Banks and credit unions hold 59%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-6% on the year before
New equipment filings by month
St. Augustine, FL, last 24 months. The current month is still coming in.
| 2024-12 | 23 |
|---|---|
| 2025-01 | 16 |
| 2025-02 | 26 |
| 2025-03 | 29 |
| 2025-04 | 17 |
| 2025-05 | 25 |
| 2025-06 | 13 |
| 2025-07 | 31 |
| 2025-08 | 19 |
| 2025-09 | 19 |
| 2025-10 | 20 |
| 2025-11 | 30 |
| 2025-12 | 20 |
| 2026-01 | 17 |
| 2026-02 | 19 |
| 2026-03 | 14 |
| 2026-04 | 26 |
| 2026-05 | 27 |
| 2026-06 | 18 |
| 2026-07 | 18 |
| 2026-08 | 21 |
| 2026-09 | 21 |
| 2026-10 | 18 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- BARWICK BANKING COMPANY54 · 6.9%Bank
- VYSTAR CREDIT UNION51 · 6.5%Bank
- JB&B CAPITAL, LLC45 · 5.7%Independent
- SOUTHSTATE BANK, N.A.33 · 4.2%Bank
- AMERIS BANK27 · 3.4%Bank
- Caterpillar Financial25 · 3.2%Captive finance
- DLL15 · 1.9%Independent
- FLORIDA CAPITAL BANK, N.A.15 · 1.9%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,081 · 95.1%
- Construction32 · 2.8%
- Agriculture17 · 1.5%
- Manufacturing4 · 0.4%
- IT & office2 · 0.2%
- Vehicles1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | EAS St. Augustine | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
84 | APE St. Augustine | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | RING INVESTMENTS LLC Other | Oct 2023 |
84 | KEN St. Augustine | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BARWICK BANKING COMPANY Bank | Oct 2023 |
84 | KEN St. Augustine | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BARWICK BANKING COMPANY Bank | Oct 2023 |
84 | APE St. Augustine | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2023 |
81 | APE St. Augustine | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | VYSTAR CREDIT UNION Bank | Sep 2023 |
78 | DB St. Augustine | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | LBX COMPANY, LLC DBA LBX CAPITAL Independent | Aug 2023 |
78 | FIR St. Augustine | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Aug 2023 |
Equipment types in St. Augustine
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
- Callahan259
Questions
How many equipment loans are active in St. Augustine, FL?
How many equipment loans in St. Augustine, FL end in the next six months?
Which lenders finance the most equipment in St. Augustine, FL?
What equipment is financed most in St. Augustine, FL?
Is St. Augustine, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.