Updated November 11, 2026
Construction equipment loans in St. Augustine, FL
St. Augustine has 32 active UCC filings for construction equipment across 8 businesses, about 4.0 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, down 40% on the year before. 2 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 78% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-40% on the year before
New equipment filings by month
St. Augustine, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 6 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial25 · 78.1%Captive finance
- John Deere Financial6 · 18.8%Captive finance
- Komatsu Financial1 · 3.1%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | EAS St. Augustine | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
67 | SMI St. Augustine | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
54 | SMI St. Augustine | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
54 | SMI St. Augustine | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
54 | SMI St. Augustine | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
54 | SMI St. Augustine | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
54 | SMI St. Augustine | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
54 | SMI St. Augustine | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
Construction in nearby cities
- Construction in Lake City67
- Construction in Orange Park76
- Construction in Saint Augustine138
- Construction in Middleburg70
- Construction in Green Cove Springs114
- Construction in Live Oak30
- Construction in Ponte Vedra29
- Construction in Callahan33
- Construction in Macclenny43
- Construction in Starke32
Top lenders here
Questions
How many construction equipment loans are active in St. Augustine, FL?
How many construction equipment loans in St. Augustine, FL end in the next six months?
Which lenders finance the most construction equipment in St. Augustine, FL?
Is St. Augustine, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.