Updated November 11, 2026
Equipment financing activity in Callahan, FL
Callahan has 259 active UCC filings for equipment across 137 businesses, about 1.9 per business, so repeat borrowers are common. 53 new filings were recorded in the last 12 months, down 23% on the year before. 62 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: John Deere Financial leads with 10%, followed by SOUTHEASTERN BANK at 9%. Construction is the largest equipment type, at 13%. Banks and credit unions hold 43%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-23% on the year before
New equipment filings by month
Callahan, FL, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 3 |
| 2025-03 | 3 |
| 2025-04 | 6 |
| 2025-05 | 4 |
| 2025-06 | 8 |
| 2025-07 | 11 |
| 2025-08 | 5 |
| 2025-09 | 3 |
| 2025-10 | 3 |
| 2025-11 | 5 |
| 2025-12 | 5 |
| 2026-01 | 2 |
| 2026-02 | 2 |
| 2026-03 | 7 |
| 2026-04 | 2 |
| 2026-05 | 3 |
| 2026-06 | 3 |
| 2026-07 | 6 |
| 2026-08 | 11 |
| 2026-09 | 7 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial19 · 9.9%Captive finance
- SOUTHEASTERN BANK18 · 9.4%Bank
- Kubota Credit17 · 8.9%Captive finance
- Caterpillar Financial17 · 8.9%Captive finance
- VYSTAR CREDIT UNION7 · 3.6%Bank
- Bank
- Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated196 · 75.7%
- Construction33 · 12.7%
- Agriculture28 · 10.8%
- Vehicles1 · 0.4%
- IT & office1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | MCL Callahan | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | COMMERCIAL CREDIT GROUP INC. ON BEHALF OF ITSELF AND ON BEHALF OF ALL AFFIL Independent | Oct 2023 |
84 | FLO Callahan | Construction 50 mo old · late window+31Near the 48-month mark+4 | Komatsu Financial Captive finance | Aug 2022 |
81 | RBJ Callahan | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | ONE FLORIDA BANK Bank | Sep 2023 |
81 | G&H Callahan | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | MARLIN LEASING CORP Independent | Nov 2022 |
78 | GEO Callahan | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Dec 2022 |
76 | EAS Callahan | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
76 | SOU Callahan | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | SOUTHEASTERN BANK Bank | Jul 2023 |
74 | FLO Callahan | Equipment 41 mo old · peak window+35Active, no continuation+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | May 2023 |
Equipment types in Callahan
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
Top lenders in Callahan
- John Deere Financial19
- SOUTHEASTERN BANK18
- Kubota Credit17
- Caterpillar Financial17
- VYSTAR CREDIT UNION7
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC6
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY5
- COMMERCIAL CREDIT GROUP INC. ON BEHALF OF ITSELF AND ON BEHALF OF ALL AFFIL5
- ONE FLORIDA BANK5
- DLL3
Questions
How many equipment loans are active in Callahan, FL?
How many equipment loans in Callahan, FL end in the next six months?
Which lenders finance the most equipment in Callahan, FL?
What equipment is financed most in Callahan, FL?
Is Callahan, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.