Updated November 11, 2026
Equipment financing activity in Ponte Vedra, FL
Ponte Vedra has 454 active UCC filings for equipment across 324 businesses. 108 new filings were recorded in the last 12 months, up 16% on the year before. 115 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Komatsu Financial leads with 8%, followed by VYSTAR CREDIT UNION at 8%. Banks and credit unions hold 59%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+16% on the year before
New equipment filings by month
Ponte Vedra, FL, last 24 months. The current month is still coming in.
| 2024-12 | 10 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 12 |
| 2025-03 | 5 |
| 2025-04 | 10 |
| 2025-05 | 4 |
| 2025-06 | 10 |
| 2025-07 | 7 |
| 2025-08 | 4 |
| 2025-09 | 8 |
| 2025-10 | 7 |
| 2025-11 | 8 |
| 2025-12 | 16 |
| 2026-01 | 5 |
| 2026-02 | 4 |
| 2026-03 | 6 |
| 2026-04 | 11 |
| 2026-05 | 7 |
| 2026-06 | 10 |
| 2026-07 | 8 |
| 2026-08 | 9 |
| 2026-09 | 14 |
| 2026-10 | 11 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Komatsu Financial22 · 8.4%Captive finance
- VYSTAR CREDIT UNION21 · 8.0%Bank
- JPMORGAN CHASE BANK, NA19 · 7.2%Bank
- NAVITAS CREDIT LLC6 · 2.3%Independent
- Bank
- PINNACLE BANK, A TENNESSEE BANK5 · 1.9%Bank
- Bank
- John Deere Financial5 · 1.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated410 · 90.3%
- Construction29 · 6.4%
- Agriculture10 · 2.2%
- Manufacturing5 · 1.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
82 | JAX Ponte Vedra | Construction 34 mo old · early+29Near the 36-month mark+4 | JCB FINANCE Captive finance | Dec 2023 |
78 | RID Ponte Vedra | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Dec 2022 |
76 | LOG Ponte Vedra | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | MITSUBISHI HC CAPITAL AMERICA, INC. Independent | Jul 2023 |
76 | LOG Ponte Vedra | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | MITSUBISHI HC CAPITAL AMERICA, INC. Independent | Jul 2023 |
74 | OLD Ponte Vedra | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | US BUSINESS SERVICES Other | Oct 2023 |
74 | CLA Ponte Vedra | Equipment 49 mo old · late window+33Near the 48-month mark+7 | QUANTUM 222 TRUST Other | Sep 2022 |
72 | RID Ponte Vedra | Equipment 34 mo old · early+29Near the 36-month mark+4 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Dec 2023 |
72 | LOG Ponte Vedra | Equipment 34 mo old · early+29Near the 36-month mark+4 | MITSUBISHI HC CAPITAL AMERICA, INC. Independent | Dec 2023 |
Equipment types in Ponte Vedra
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Fleming Island397
- Yulee292
- Callahan259
Top lenders in Ponte Vedra
- Komatsu Financial22
- VYSTAR CREDIT UNION21
- JPMORGAN CHASE BANK, NA19
- NAVITAS CREDIT LLC6
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC6
- PINNACLE BANK, A TENNESSEE BANK5
- REGIONS BANK, AS COLLATERAL AGENT5
- John Deere Financial5
- Toyota Industries Commercial Finance5
- SOUTHSTATE BANK NA5
Questions
How many equipment loans are active in Ponte Vedra, FL?
How many equipment loans in Ponte Vedra, FL end in the next six months?
Which lenders finance the most equipment in Ponte Vedra, FL?
What equipment is financed most in Ponte Vedra, FL?
Is Ponte Vedra, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.