Updated November 11, 2026
Equipment financing activity in Middleburg, FL
Middleburg has 702 active UCC filings for equipment across 411 businesses, about 1.7 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 182. 144 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: John Deere Financial leads with 14%, followed by VYSTAR CREDIT UNION at 8%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Middleburg, FL, last 24 months. The current month is still coming in.
| 2024-12 | 13 |
|---|---|
| 2025-01 | 11 |
| 2025-02 | 13 |
| 2025-03 | 16 |
| 2025-04 | 14 |
| 2025-05 | 15 |
| 2025-06 | 12 |
| 2025-07 | 31 |
| 2025-08 | 17 |
| 2025-09 | 20 |
| 2025-10 | 8 |
| 2025-11 | 11 |
| 2025-12 | 15 |
| 2026-01 | 17 |
| 2026-02 | 12 |
| 2026-03 | 11 |
| 2026-04 | 24 |
| 2026-05 | 13 |
| 2026-06 | 13 |
| 2026-07 | 16 |
| 2026-08 | 25 |
| 2026-09 | 13 |
| 2026-10 | 14 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial58 · 13.5%Captive finance
- VYSTAR CREDIT UNION36 · 8.4%Bank
- Caterpillar Financial32 · 7.5%Captive finance
- Kubota Credit31 · 7.2%Captive finance
- DLL18 · 4.2%Independent
- Bank
- CNH Industrial Capital11 · 2.6%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated557 · 79.3%
- Agriculture70 · 10.0%
- Construction70 · 10.0%
- IT & office2 · 0.3%
- Manufacturing2 · 0.3%
- Trucks & trailers1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | WHI Middleburg | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
91 | M & Middleburg | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
91 | GLE Middleburg | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
91 | GLE Middleburg | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
91 | M & Middleburg | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
89 | COO Middleburg | Trucks & trailers 48 mo old · peak window+35Near the 48-month mark+10 | Daimler Truck Financial Captive finance | Oct 2022 |
84 | BAC Middleburg | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | RING INVESTMENTS LLC Other | Oct 2023 |
84 | DOU Middleburg | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
Equipment types in Middleburg
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
- Callahan259
Top lenders in Middleburg
- John Deere Financial58
- VYSTAR CREDIT UNION36
- Caterpillar Financial32
- Kubota Credit31
- DLL18
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC14
- CNH Industrial Capital11
- WELLS FARGO BANK, NATIONAL ASSOCIATION9
- WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK8
- Komatsu Financial8
Questions
How many equipment loans are active in Middleburg, FL?
How many equipment loans in Middleburg, FL end in the next six months?
Which lenders finance the most equipment in Middleburg, FL?
What equipment is financed most in Middleburg, FL?
Is Middleburg, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.