Updated November 12, 2026
Equipment financing activity in Saint Augustine, FL
Saint Augustine has 1,247 active UCC filings for equipment across 747 businesses, about 1.7 per business, so repeat borrowers are common. 258 new filings were recorded in the last 12 months, down 13% on the year before. 300 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: John Deere Financial leads with 10%, followed by Kubota Credit at 9%. Construction is the largest equipment type, at 11%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-13% on the year before
New equipment filings by month
Saint Augustine, FL, last 24 months. The current month is still coming in.
| 2024-12 | 29 |
|---|---|
| 2025-01 | 19 |
| 2025-02 | 26 |
| 2025-03 | 22 |
| 2025-04 | 28 |
| 2025-05 | 32 |
| 2025-06 | 22 |
| 2025-07 | 36 |
| 2025-08 | 18 |
| 2025-09 | 22 |
| 2025-10 | 26 |
| 2025-11 | 22 |
| 2025-12 | 30 |
| 2026-01 | 23 |
| 2026-02 | 19 |
| 2026-03 | 24 |
| 2026-04 | 29 |
| 2026-05 | 16 |
| 2026-06 | 20 |
| 2026-07 | 21 |
| 2026-08 | 22 |
| 2026-09 | 22 |
| 2026-10 | 17 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial81 · 9.8%Captive finance
- Kubota Credit78 · 9.5%Captive finance
- Caterpillar Financial77 · 9.3%Captive finance
- BARWICK BANKING COMPANY30 · 3.6%Bank
- Bank
- DLL22 · 2.7%Independent
- Independent
- VYSTAR CREDIT UNION19 · 2.3%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated964 · 77.3%
- Construction138 · 11.1%
- Agriculture123 · 9.9%
- IT & office14 · 1.1%
- Manufacturing6 · 0.5%
- Trucks & trailers2 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | GRO Saint Augustine | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | V.J Saint Augustine | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | V.J Saint Augustine | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
94 | V.J Saint Augustine | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | K K Saint Augustine | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
91 | K K Saint Augustine | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
91 | RIV Saint Augustine | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
84 | BOL Saint Augustine | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | DLL Independent | Oct 2023 |
Equipment types in Saint Augustine
Nearby cities
- Lake City1,337
- Orange Park1,334
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Live Oak642
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
- Callahan259
Top lenders in Saint Augustine
- John Deere Financial81
- Kubota Credit78
- Caterpillar Financial77
- BARWICK BANKING COMPANY30
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC23
- DLL22
- WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK22
- VYSTAR CREDIT UNION19
- BANK OF AMERICA, N.A.17
- THE HUNTINGTON NATIONAL BANK13
Questions
How many equipment loans are active in Saint Augustine, FL?
How many equipment loans in Saint Augustine, FL end in the next six months?
Which lenders finance the most equipment in Saint Augustine, FL?
What equipment is financed most in Saint Augustine, FL?
Is Saint Augustine, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.