Updated November 11, 2026
Equipment financing activity in Live Oak, FL
Live Oak has 642 active UCC filings for equipment across 361 businesses, about 1.8 per business, so repeat borrowers are common. 136 new filings were recorded in the last 12 months, down 17% on the year before. 167 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Kubota Credit leads with 13%, followed by John Deere Financial at 11%. Agriculture is the largest equipment type, at 18%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-17% on the year before
New equipment filings by month
Live Oak, FL, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 14 |
| 2025-02 | 12 |
| 2025-03 | 16 |
| 2025-04 | 16 |
| 2025-05 | 13 |
| 2025-06 | 19 |
| 2025-07 | 12 |
| 2025-08 | 14 |
| 2025-09 | 10 |
| 2025-10 | 12 |
| 2025-11 | 9 |
| 2025-12 | 12 |
| 2026-01 | 7 |
| 2026-02 | 10 |
| 2026-03 | 14 |
| 2026-04 | 19 |
| 2026-05 | 11 |
| 2026-06 | 13 |
| 2026-07 | 14 |
| 2026-08 | 12 |
| 2026-09 | 7 |
| 2026-10 | 10 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit55 · 13.3%Captive finance
- John Deere Financial46 · 11.2%Captive finance
- DLL24 · 5.8%Independent
- LAFAYETTE STATE BANK18 · 4.4%Bank
- FIRST FEDERAL BANK16 · 3.9%Bank
- Bank
- Caterpillar Financial9 · 2.2%Captive finance
- CNH Industrial Capital8 · 1.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated493 · 76.8%
- Agriculture117 · 18.2%
- Construction30 · 4.7%
- Manufacturing1 · 0.2%
- IT & office1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | LA Live Oak | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
86 | LA Live Oak | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
84 | RC Live Oak | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | ALLEGIANT PARTNERS INCORPORATED Other | Oct 2023 |
84 | ELI Live Oak | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | HIGHLAND CAPITAL CORPORATION Independent | Oct 2023 |
84 | LA Live Oak | Agriculture 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
84 | B & Live Oak | Agriculture 42 mo old · peak window+35Active, no continuation+10 | FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE Bank | Apr 2023 |
84 | FAR Live Oak | Agriculture 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
84 | LA Live Oak | Agriculture 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
Equipment types in Live Oak
Nearby cities
- Lake City1,337
- Orange Park1,334
- Saint Augustine1,247
- St. Augustine1,137
- Ponte Vedra Beach704
- Middleburg702
- Green Cove Springs668
- Fernandina Beach521
- Ponte Vedra454
- Fleming Island397
- Yulee292
- Callahan259
Top lenders in Live Oak
- Kubota Credit55
- John Deere Financial46
- DLL24
- LAFAYETTE STATE BANK18
- FIRST FEDERAL BANK16
- FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE11
- Caterpillar Financial9
- CNH Industrial Capital8
- LIVE OAK BANKING COMPANY8
- COMMERCIAL CREDIT GROUP INC. ON BEHALF OF ITSELF AND ON BEHALF OF ALL AFFIL8
Questions
How many equipment loans are active in Live Oak, FL?
How many equipment loans in Live Oak, FL end in the next six months?
Which lenders finance the most equipment in Live Oak, FL?
What equipment is financed most in Live Oak, FL?
Is Live Oak, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.