Updated November 11, 2026
Equipment financing activity in Polk City, FL
Polk City has 193 active UCC filings for equipment across 136 businesses. 45 new filings were recorded in the last 12 months, up 18% on the year before. 49 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Kubota Credit leads with 16%, followed by John Deere Financial at 9%. Agriculture is the largest equipment type, at 13%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+18% on the year before
New equipment filings by month
Polk City, FL, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 3 |
| 2025-07 | 9 |
| 2025-08 | 4 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 3 |
| 2025-12 | 6 |
| 2026-01 | 5 |
| 2026-02 | 3 |
| 2026-03 | 2 |
| 2026-04 | 4 |
| 2026-05 | 3 |
| 2026-06 | 4 |
| 2026-07 | 6 |
| 2026-08 | 5 |
| 2026-09 | 4 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit16 · 16.0%Captive finance
- John Deere Financial9 · 9.0%Captive finance
- Caterpillar Financial5 · 5.0%Captive finance
- JCB FINANCE5 · 5.0%Captive finance
- Independent
- CITIZENS BANK & TRUST4 · 4.0%Bank
- Bank
- GENEVA CAPITAL, LLC3 · 3.0%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated156 · 80.8%
- Agriculture26 · 13.5%
- Construction11 · 5.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | E & Polk City | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | U.S. SMALL BUSINESS ADMINISTRATION Other | Oct 2022 |
84 | E & Polk City | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | U.S. SMALL BUSINESS ADMINISTRATION Other | Oct 2022 |
81 | GUY Polk City | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | MAHINDRA FINANCE USA LLC Independent | Sep 2023 |
79 | E & Polk City | Equipment 49 mo old · late window+33Near the 48-month mark+7 | SBA Other | Sep 2022 |
76 | PUM Polk City | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Jan 2023 |
74 | THE Polk City | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
74 | FAS Polk City | Equipment 44 mo old · peak window+35Active, no continuation+10 | INTERNET TRUCKSTOP PAYMENTS LLC Other | Feb 2023 |
74 | GUY Polk City | Equipment 50 mo old · late window+31Near the 48-month mark+4 | SECURED LENDER SOLUTIONS, LLC Other | Aug 2022 |
Equipment types in Polk City
Nearby cities
- Lakeland5,082
- Winter Haven1,942
- Davenport1,725
- Sebring956
- Haines City825
- Lake Wales720
- Auburndale632
- Bartow604
- Lake Placid391
- Mulberry378
- Wauchula348
- Avon Park343
Top lenders in Polk City
- Kubota Credit16
- John Deere Financial9
- Caterpillar Financial5
- JCB FINANCE5
- WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK4
- CITIZENS BANK & TRUST4
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY3
- GENEVA CAPITAL, LLC3
- WELLS FARGO EQUIPMENT FINANCE, INC.2
- MAHINDRA FINANCE USA LLC2
Questions
How many equipment loans are active in Polk City, FL?
How many equipment loans in Polk City, FL end in the next six months?
Which lenders finance the most equipment in Polk City, FL?
What equipment is financed most in Polk City, FL?
Is Polk City, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.