Updated November 11, 2026
Equipment financing activity in Mulberry, FL
Mulberry has 378 active UCC filings for equipment across 213 businesses, about 1.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 74. 91 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: BANK OF CENTRAL FLORIDA leads with 7%, followed by Caterpillar Financial at 7%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-1% on the year before
New equipment filings by month
Mulberry, FL, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 5 |
| 2025-03 | 6 |
| 2025-04 | 2 |
| 2025-05 | 7 |
| 2025-06 | 7 |
| 2025-07 | 10 |
| 2025-08 | 12 |
| 2025-09 | 7 |
| 2025-10 | 2 |
| 2025-11 | 4 |
| 2025-12 | 7 |
| 2026-01 | 7 |
| 2026-02 | 7 |
| 2026-03 | 7 |
| 2026-04 | 4 |
| 2026-05 | 7 |
| 2026-06 | 7 |
| 2026-07 | 7 |
| 2026-08 | 6 |
| 2026-09 | 6 |
| 2026-10 | 7 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- BANK OF CENTRAL FLORIDA16 · 7.4%Bank
- Caterpillar Financial14 · 6.5%Captive finance
- PNC BANK, NATIONAL ASSOCIATION12 · 5.6%Bank
- Kubota Credit11 · 5.1%Captive finance
- John Deere Financial10 · 4.7%Captive finance
- Independent
- SOUTHSTATE BANK, N.A.7 · 3.3%Bank
- CITIZENS BANK & TRUST6 · 2.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated333 · 88.1%
- Construction23 · 6.1%
- Agriculture20 · 5.3%
- IT & office2 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
89 | COA Mulberry | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | FARM CREDIT OF CENTRAL FLORIDA, ACA Bank | Sep 2022 |
79 | RON Mulberry | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | INTERNET TRUCKSTOP PAYMENTS LLC Other | Oct 2023 |
79 | SOU Mulberry | Equipment 49 mo old · late window+33Near the 48-month mark+7 | PNC BANK, NATIONAL ASSOCIATION Bank | Sep 2022 |
79 | W.S Mulberry | Equipment 49 mo old · late window+33Near the 48-month mark+7 | B. RILEY RECEIVABLES II, LLC Other | Sep 2022 |
74 | HIG Mulberry | Equipment 40 mo old · peak window+35Active, no continuation+10 | BANK OF CENTRAL FLORIDA Bank | Jun 2023 |
74 | BUL Mulberry | Equipment 41 mo old · peak window+35Active, no continuation+10 | MITSUBISHI HC CAPITAL AMERICA, INC. Independent | May 2023 |
74 | ELE Mulberry | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
74 | SCR Mulberry | Equipment 50 mo old · late window+31Near the 48-month mark+4 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Aug 2022 |
Nearby cities
- Lakeland5,082
- Winter Haven1,942
- Davenport1,725
- Sebring956
- Haines City825
- Lake Wales720
- Auburndale632
- Bartow604
- Lake Placid391
- Wauchula348
- Avon Park343
- Polk City193
Top lenders in Mulberry
- BANK OF CENTRAL FLORIDA16
- Caterpillar Financial14
- PNC BANK, NATIONAL ASSOCIATION12
- Kubota Credit11
- John Deere Financial10
- WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK10
- SOUTHSTATE BANK, N.A.7
- CITIZENS BANK & TRUST6
- AUTOMOTIVE FINANCE CORPORATION6
- ADVANTAFIRST CAPITAL FINANCIAL SERVICES, LLC6
Questions
How many equipment loans are active in Mulberry, FL?
How many equipment loans in Mulberry, FL end in the next six months?
Which lenders finance the most equipment in Mulberry, FL?
What equipment is financed most in Mulberry, FL?
Is Mulberry, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.