Updated November 11, 2026
Equipment financing activity in Lake Placid, FL
Lake Placid has 391 active UCC filings for equipment across 252 businesses, about 1.6 per business, so repeat borrowers are common. 93 new filings were recorded in the last 12 months, up 15% on the year before. 93 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: John Deere Financial leads with 14%, followed by Kubota Credit at 12%. Agriculture is the largest equipment type, at 19%. Banks and credit unions hold 43%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+15% on the year before
New equipment filings by month
Lake Placid, FL, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 8 |
| 2025-03 | 9 |
| 2025-04 | 3 |
| 2025-05 | 7 |
| 2025-06 | 4 |
| 2025-07 | 6 |
| 2025-08 | 13 |
| 2025-09 | 6 |
| 2025-10 | 11 |
| 2025-11 | 12 |
| 2025-12 | 7 |
| 2026-01 | 7 |
| 2026-02 | 8 |
| 2026-03 | 5 |
| 2026-04 | 3 |
| 2026-05 | 14 |
| 2026-06 | 9 |
| 2026-07 | 10 |
| 2026-08 | 9 |
| 2026-09 | 6 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial36 · 13.9%Captive finance
- Kubota Credit30 · 11.6%Captive finance
- SEACOAST NATIONAL BANK12 · 4.6%Bank
- Bank
- MIDFLORIDA CREDIT UNION9 · 3.5%Bank
- HEARTLAND NATIONAL BANK9 · 3.5%Bank
- Caterpillar Financial8 · 3.1%Captive finance
- TD BANK, NATIONAL ASSOCIATION8 · 3.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated295 · 75.4%
- Agriculture75 · 19.2%
- Construction18 · 4.6%
- IT & office2 · 0.5%
- Vehicles1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | TRI Lake Placid | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | NORTH MILL CREDIT TRUST Independent | Oct 2023 |
84 | HTF Lake Placid | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
84 | LAN Lake Placid | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | PNC BANK, NATIONAL ASSOCIATION Bank | Oct 2022 |
82 | HTF Lake Placid | Agriculture 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
81 | AB Lake Placid | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
81 | HAR Lake Placid | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Jul 2023 |
81 | TWQ Lake Placid | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK Independent | Nov 2022 |
79 | ALL Lake Placid | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | FARM CREDIT OF CENTRAL FLORIDA, ACA Bank | Oct 2023 |
Equipment types in Lake Placid
Nearby cities
- Lakeland5,082
- Winter Haven1,942
- Davenport1,725
- Sebring956
- Haines City825
- Lake Wales720
- Auburndale632
- Bartow604
- Mulberry378
- Wauchula348
- Avon Park343
- Polk City193
Top lenders in Lake Placid
- John Deere Financial36
- Kubota Credit30
- SEACOAST NATIONAL BANK12
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY10
- MIDFLORIDA CREDIT UNION9
- HEARTLAND NATIONAL BANK9
- Caterpillar Financial8
- TD BANK, NATIONAL ASSOCIATION8
- FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE8
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES6
Questions
How many equipment loans are active in Lake Placid, FL?
How many equipment loans in Lake Placid, FL end in the next six months?
Which lenders finance the most equipment in Lake Placid, FL?
What equipment is financed most in Lake Placid, FL?
Is Lake Placid, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.