Updated November 11, 2026
Equipment financing activity in Lake Wales, FL
Lake Wales has 720 active UCC filings for equipment across 446 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 148. 192 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: John Deere Financial leads with 12%, followed by Kubota Credit at 8%. Agriculture is the largest equipment type, at 13%. Banks and credit unions hold 44%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-1% on the year before
New equipment filings by month
Lake Wales, FL, last 24 months. The current month is still coming in.
| 2024-12 | 14 |
|---|---|
| 2025-01 | 11 |
| 2025-02 | 11 |
| 2025-03 | 9 |
| 2025-04 | 12 |
| 2025-05 | 11 |
| 2025-06 | 12 |
| 2025-07 | 19 |
| 2025-08 | 8 |
| 2025-09 | 18 |
| 2025-10 | 19 |
| 2025-11 | 7 |
| 2025-12 | 19 |
| 2026-01 | 10 |
| 2026-02 | 10 |
| 2026-03 | 6 |
| 2026-04 | 20 |
| 2026-05 | 9 |
| 2026-06 | 16 |
| 2026-07 | 13 |
| 2026-08 | 19 |
| 2026-09 | 13 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial49 · 11.6%Captive finance
- Kubota Credit33 · 7.8%Captive finance
- CITIZENS BANK & TRUST28 · 6.6%Bank
- SOUTHSTATE BANK, N.A.17 · 4.0%Bank
- Caterpillar Financial13 · 3.1%Captive finance
- DLL11 · 2.6%Independent
- PNC BANK, NATIONAL ASSOCIATION9 · 2.1%Bank
- NORTH MILL CREDIT TRUST8 · 1.9%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated593 · 82.4%
- Agriculture97 · 13.5%
- Construction20 · 2.8%
- IT & office8 · 1.1%
- Manufacturing1 · 0.1%
- Vehicles1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | BES Lake Wales | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
94 | BRO Lake Wales | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
89 | JIM Lake Wales | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
89 | BRO Lake Wales | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | Kubota Credit Captive finance | Sep 2022 |
86 | JIM Lake Wales | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
84 | SOU Lake Wales | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BLUE BRIDGE FINANCIAL, INC. Independent | Oct 2023 |
84 | CIT Lake Wales | IT & office 40 mo old · peak window+35Active, no continuation+10 | DELL FINANCIAL SERVICES L.L.C. Captive finance | Jun 2023 |
84 | TIL Lake Wales | Agriculture 41 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | May 2023 |
Equipment types in Lake Wales
Nearby cities
- Lakeland5,082
- Winter Haven1,942
- Davenport1,725
- Sebring956
- Haines City825
- Auburndale632
- Bartow604
- Lake Placid391
- Mulberry378
- Wauchula348
- Avon Park343
- Polk City193
Top lenders in Lake Wales
- John Deere Financial49
- Kubota Credit33
- CITIZENS BANK & TRUST28
- SOUTHSTATE BANK, N.A.17
- Caterpillar Financial13
- DLL11
- PNC BANK, NATIONAL ASSOCIATION9
- NORTH MILL CREDIT TRUST8
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY7
- FARM CREDIT LEASING SERVICES CORPORATION7
Questions
How many equipment loans are active in Lake Wales, FL?
How many equipment loans in Lake Wales, FL end in the next six months?
Which lenders finance the most equipment in Lake Wales, FL?
What equipment is financed most in Lake Wales, FL?
Is Lake Wales, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.