Updated November 11, 2026
Equipment financing activity in Wauchula, FL
Wauchula has 348 active UCC filings for equipment across 150 businesses, about 2.3 per business, so repeat borrowers are common. 68 new filings were recorded in the last 12 months, down 27% on the year before. 87 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: John Deere Financial leads with 19%, followed by Kubota Credit at 12%. Agriculture is the largest equipment type, at 26%. Captive finance arms of the manufacturers write 45% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-27% on the year before
New equipment filings by month
Wauchula, FL, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 7 |
| 2025-03 | 8 |
| 2025-04 | 9 |
| 2025-05 | 16 |
| 2025-06 | 0 |
| 2025-07 | 6 |
| 2025-08 | 7 |
| 2025-09 | 6 |
| 2025-10 | 11 |
| 2025-11 | 4 |
| 2025-12 | 9 |
| 2026-01 | 2 |
| 2026-02 | 6 |
| 2026-03 | 7 |
| 2026-04 | 8 |
| 2026-05 | 4 |
| 2026-06 | 3 |
| 2026-07 | 4 |
| 2026-08 | 13 |
| 2026-09 | 3 |
| 2026-10 | 7 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial50 · 19.2%Captive finance
- Kubota Credit32 · 12.3%Captive finance
- Caterpillar Financial17 · 6.5%Captive finance
- AVON LEASING, INC.15 · 5.7%Independent
- CNH Industrial Capital13 · 5.0%Captive finance
- Bank
- Independent
- CREWS BANK & TRUST6 · 2.3%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated222 · 63.8%
- Agriculture91 · 26.1%
- Construction32 · 9.2%
- Manufacturing2 · 0.6%
- Vehicles1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | LAZ Wauchula | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
88 | SAN Wauchula | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
84 | AIR Wauchula | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | John Deere Financial Captive finance | Aug 2022 |
84 | AIR Wauchula | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | Kubota Credit Captive finance | Aug 2022 |
82 | SAN Wauchula | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
80 | WR Wauchula | Construction 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
80 | AIR Wauchula | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
79 | GRO Wauchula | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | CNH Industrial Capital Captive finance | Sep 2022 |
Equipment types in Wauchula
Nearby cities
- Lakeland5,082
- Winter Haven1,942
- Davenport1,725
- Sebring956
- Haines City825
- Lake Wales720
- Auburndale632
- Bartow604
- Lake Placid391
- Mulberry378
- Avon Park343
- Polk City193
Top lenders in Wauchula
- John Deere Financial50
- Kubota Credit32
- Caterpillar Financial17
- AVON LEASING, INC.15
- CNH Industrial Capital13
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC8
- MITSUBISHI HC CAPITAL AMERICA, INC.6
- CREWS BANK & TRUST6
- FARM CREDIT OF FLORIDA, ACA, IN ITS SOLE CAPACITY AND AS AGENT/NOMINEE6
- AUXILIOR CAPITAL PARTNERS, INC.5
Questions
How many equipment loans are active in Wauchula, FL?
How many equipment loans in Wauchula, FL end in the next six months?
Which lenders finance the most equipment in Wauchula, FL?
What equipment is financed most in Wauchula, FL?
Is Wauchula, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.