Updated November 10, 2026
Equipment financing activity in Bartow, FL
Bartow has 604 active UCC filings for equipment across 328 businesses, about 1.8 per business, so repeat borrowers are common. 124 new filings were recorded in the last 12 months, down 16% on the year before. 134 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Kubota Credit leads with 10%, followed by John Deere Financial at 10%. Agriculture is the largest equipment type, at 13%. Banks and credit unions hold 42%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-16% on the year before
New equipment filings by month
Bartow, FL, last 24 months. The current month is still coming in.
| 2024-12 | 8 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 9 |
| 2025-03 | 8 |
| 2025-04 | 8 |
| 2025-05 | 12 |
| 2025-06 | 11 |
| 2025-07 | 12 |
| 2025-08 | 28 |
| 2025-09 | 13 |
| 2025-10 | 22 |
| 2025-11 | 10 |
| 2025-12 | 19 |
| 2026-01 | 9 |
| 2026-02 | 10 |
| 2026-03 | 11 |
| 2026-04 | 10 |
| 2026-05 | 5 |
| 2026-06 | 3 |
| 2026-07 | 8 |
| 2026-08 | 14 |
| 2026-09 | 15 |
| 2026-10 | 13 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit41 · 9.9%Captive finance
- John Deere Financial41 · 9.9%Captive finance
- Caterpillar Financial24 · 5.8%Captive finance
- CITIZENS BANK & TRUST18 · 4.4%Bank
- SOUTHSTATE BANK, N.A.15 · 3.6%Bank
- BANK OF AMERICA, N.A.12 · 2.9%Bank
- BANK OF CENTRAL FLORIDA11 · 2.7%Bank
- DLL8 · 1.9%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated471 · 78.0%
- Agriculture78 · 12.9%
- Construction51 · 8.4%
- IT & office3 · 0.5%
- Vehicles1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | ORG Bartow | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Sep 2023 |
88 | ORG Bartow | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Aug 2023 |
86 | GRO Bartow | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | AGCO Finance Captive finance | Jul 2023 |
86 | ORG Bartow | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Jul 2023 |
84 | MAI Bartow | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | GTE FEDERAL CREDIT UNION Bank | Oct 2023 |
84 | LAN Bartow | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BLUE WATER CAPITAL Independent | Oct 2023 |
82 | ORG Bartow | Agriculture 34 mo old · early+29Near the 36-month mark+4 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Dec 2023 |
79 | ACC Bartow | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Private individual Other | Oct 2023 |
Equipment types in Bartow
Nearby cities
- Lakeland5,082
- Winter Haven1,942
- Davenport1,725
- Sebring956
- Haines City825
- Lake Wales720
- Auburndale632
- Lake Placid391
- Mulberry378
- Wauchula348
- Avon Park343
- Polk City193
Questions
How many equipment loans are active in Bartow, FL?
How many equipment loans in Bartow, FL end in the next six months?
Which lenders finance the most equipment in Bartow, FL?
What equipment is financed most in Bartow, FL?
Is Bartow, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.