UCC Scout

Updated November 11, 2026

CITIZENS BANK & TRUST equipment loans in Florida

CITIZENS BANK & TRUST holds 402 active equipment financing statements against 330 businesses in Florida, according to public UCC filings. 102 new filings were recorded in the last 12 months, down 14% on the year before. 93 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 117 equipment lender in the state by active filings, with 0.1% of lender-held filings. It is classed as bank.

402

Active equipment filings

93

Likely ending in the next 6 months

36, 48 or 60 month term

330

Businesses with active filings

102

New filings, last 12 months

-14% on the year before

New equipment filings by month

Florida, last 24 months. The current month is still coming in.

2211Dec 2024: 6Dec 24Jan 2025: 6Feb 2025: 10Mar 2025: 9MarApr 2025: 7May 2025: 13Jun 2025: 10JunJul 2025: 22Aug 2025: 9Sep 2025: 8SepOct 2025: 11Nov 2025: 11Dec 2025: 6DecJan 2026: 12Feb 2026: 3Mar 2026: 7MarApr 2026: 12May 2026: 19Jun 2026: 1JunJul 2026: 5Aug 2026: 7Sep 2026: 10SepOct 2026: 12Nov 2026: 0 so farNov
New equipment filings per month in Florida
2024-126
2025-016
2025-0210
2025-039
2025-047
2025-0513
2025-0610
2025-0722
2025-089
2025-098
2025-1011
2025-1111
2025-126
2026-0112
2026-023
2026-037
2026-0412
2026-0519
2026-061
2026-075
2026-087
2026-0910
2026-1012
2026-110

Top equipment types

Active filings by what the collateral describes

  1. Equipment, type not stated402 · 100.0%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 402 with names
81
VAL
Lakeland
Equipment
37 mo old · peak window+35Near the 36-month mark+7
CITIZENS BANK & TRUST
72
FLO
Mulberry
Equipment
34 mo old · early+29Near the 36-month mark+4
CITIZENS BANK AND TRUST
71
COM
Lakeland
Equipment
47 mo old · peak window+35Near the 48-month mark+7
CITIZENS BANK & TRUST
71
MON
Auburndale
Equipment
47 mo old · peak window+35Near the 48-month mark+7
CITIZENS BANK & TRUST
68
UND
Plant City
Equipment
38 mo old · peak window+35Near the 36-month mark+4
CITIZENS BANK & TRUST
66
HTC
Winter Haven
Equipment
39 mo old · peak window+35Near the 36-month mark+2
CITIZENS BANK & TRUST
64
KIR
Lakeland
Equipment
44 mo old · peak window+35Active, no continuation+10
CITIZENS BANK AND TRUST
62
SPE
Lakeland
Equipment
34 mo old · early+29Near the 36-month mark+4
CITIZENS BANK & TRUST

Questions

How many equipment loans does CITIZENS BANK & TRUST have in Florida?
402 active UCC financing statements for equipment against 330 Florida businesses.
What is CITIZENS BANK & TRUST's equipment finance market share in Florida?
0.1% of active equipment filings held by named lenders, rank 117 of 1526. Filing agents and government programs are left out of the total.
How many CITIZENS BANK & TRUST equipment loans end in the next six months?
About 93 in Florida: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Those borrowers are about to choose whether to finance again with CITIZENS BANK & TRUST.
Is CITIZENS BANK & TRUST growing in Florida?
102 new equipment filings in the last 12 months, against 118 in the 12 before.

Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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