Updated November 11, 2026
Construction equipment loans in Middleburg, FL
Middleburg has 70 active UCC filings for construction equipment across 29 businesses, about 2.4 per business, so repeat borrowers are common. 21 new filings were recorded in the last 12 months, down 13% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 46% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-12% on the year before
New equipment filings by month
Middleburg, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 2 |
| 2025-03 | 3 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 2 |
| 2025-08 | 3 |
| 2025-09 | 1 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 3 |
| 2026-02 | 3 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 6 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial32 · 45.7%Captive finance
- John Deere Financial30 · 42.9%Captive finance
- Komatsu Financial8 · 11.4%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | M & Middleburg | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
84 | WHI Middleburg | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
84 | STE Middleburg | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2023 |
79 | BRO Middleburg | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
74 | W. Middleburg | Construction 44 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2023 |
71 | PRE Middleburg | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
69 | WHI Middleburg | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
69 | CAR Middleburg | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
Construction in nearby cities
- Construction in Lake City67
- Construction in Orange Park76
- Construction in Saint Augustine138
- Construction in St. Augustine32
- Construction in Green Cove Springs114
- Construction in Live Oak30
- Construction in Ponte Vedra29
- Construction in Callahan33
- Construction in Macclenny43
- Construction in Starke32
Top lenders here
Questions
How many construction equipment loans are active in Middleburg, FL?
How many construction equipment loans in Middleburg, FL end in the next six months?
Which lenders finance the most construction equipment in Middleburg, FL?
Is Middleburg, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.