Updated November 11, 2026
Construction equipment loans in Live Oak, FL
Live Oak has 30 active UCC filings for construction equipment across 17 businesses, about 1.8 per business, so repeat borrowers are common. 4 new filings were recorded in the last 12 months, down 67% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. John Deere Financial dominates with 33% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-67% on the year before
New equipment filings by month
Live Oak, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial10 · 33.3%Captive finance
- Caterpillar Financial9 · 30.0%Captive finance
- Komatsu Financial6 · 20.0%Captive finance
- JCB FINANCE3 · 10.0%Captive finance
- Vermeer Credit1 · 3.3%Captive finance
- DOOSAN BOBCAT NORTH AMERICA, INC.1 · 3.3%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | CRO Live Oak | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
65 | DEN Live Oak | Construction 51 mo old · late window+29Near the 48-month mark+2 | Komatsu Financial Captive finance | Jul 2022 |
58 | D & Live Oak | Construction 35 mo old · early+32Moved to another lender May 2024 | John Deere Financial Captive finance | Nov 2023 |
58 | S & Live Oak | Construction 35 mo old · early+32Moved to another lender Apr 2026 | John Deere Financial Captive finance | Nov 2023 |
54 | C & Live Oak | Construction 40 mo old · peak window+35Moved to another lender Jan 2025 | John Deere Financial Captive finance | Jun 2023 |
52 | LIV Live Oak | Construction 34 mo old · early+29Moved to another lender Nov 2025 | Caterpillar Financial Captive finance | Dec 2023 |
49 | C & Live Oak | Construction 15 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Jul 2025 |
49 | CHA Live Oak | Construction 48 mo old · peak window+35Moved to another lender Aug 2023 | JCB FINANCE Captive finance | Nov 2022 |
Construction in nearby cities
- Construction in Lake City67
- Construction in Orange Park76
- Construction in Saint Augustine138
- Construction in St. Augustine32
- Construction in Middleburg70
- Construction in Green Cove Springs114
- Construction in Ponte Vedra29
- Construction in Callahan33
- Construction in Macclenny43
- Construction in Starke32
Top lenders here
Questions
How many construction equipment loans are active in Live Oak, FL?
How many construction equipment loans in Live Oak, FL end in the next six months?
Which lenders finance the most construction equipment in Live Oak, FL?
Is Live Oak, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.