Updated November 12, 2026
Equipment financing activity in Freeport, FL
Freeport has 409 active UCC filings for equipment across 202 businesses, about 2.0 per business, so repeat borrowers are common. 105 new filings were recorded in the last 12 months, up 24% on the year before. 109 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: John Deere Financial leads with 15%, followed by WELLS FARGO VENDOR FINANCIAL SERVICES, LLC at 7%. Construction is the largest equipment type, at 14%. Banks and credit unions hold 42%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+24% on the year before
New equipment filings by month
Freeport, FL, last 24 months. The current month is still coming in.
| 2024-12 | 9 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 1 |
| 2025-03 | 7 |
| 2025-04 | 5 |
| 2025-05 | 3 |
| 2025-06 | 10 |
| 2025-07 | 6 |
| 2025-08 | 11 |
| 2025-09 | 5 |
| 2025-10 | 12 |
| 2025-11 | 14 |
| 2025-12 | 17 |
| 2026-01 | 13 |
| 2026-02 | 8 |
| 2026-03 | 10 |
| 2026-04 | 5 |
| 2026-05 | 2 |
| 2026-06 | 8 |
| 2026-07 | 3 |
| 2026-08 | 12 |
| 2026-09 | 9 |
| 2026-10 | 9 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial46 · 15.0%Captive finance
- Bank
- Caterpillar Financial21 · 6.8%Captive finance
- RENASANT BANK14 · 4.6%Bank
- Kubota Credit13 · 4.2%Captive finance
- DLL9 · 2.9%Independent
- AUXILIOR CAPITAL PARTNERS, INC.9 · 2.9%Independent
- Komatsu Financial8 · 2.6%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated321 · 78.5%
- Construction58 · 14.2%
- Agriculture30 · 7.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | SOU Freeport | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
88 | SOU Freeport | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Dec 2023 |
88 | SOU Freeport | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Aug 2023 |
88 | SOU Freeport | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
84 | DEE Freeport | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
84 | SOU Freeport | Construction 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
79 | REB Freeport | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
78 | BAC Freeport | Equipment 35 mo old · early+32Near the 36-month mark+7 | UNIFI EQUIPMENT FINANCE, INC. Independent | Nov 2023 |
Equipment types in Freeport
Nearby cities
- Panama City2,150
- Panama City Beach973
- Santa Rosa Beach889
- Marianna396
- Defuniak Springs361
- Lynn Haven357
- Chipley356
- Bonifay182
- Cottondale127
- Inlet Beach124
- Port Saint Joe111
- Graceville102
Questions
How many equipment loans are active in Freeport, FL?
How many equipment loans in Freeport, FL end in the next six months?
Which lenders finance the most equipment in Freeport, FL?
What equipment is financed most in Freeport, FL?
Is Freeport, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.