Updated November 11, 2026
Equipment financing activity in Bonifay, FL
Bonifay has 182 active UCC filings for equipment across 119 businesses, about 1.5 per business, so repeat borrowers are common. 27 new filings were recorded in the last 12 months, down 36% on the year before. 49 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: WELLS FARGO VENDOR FINANCIAL SERVICES, LLC leads with 12%, followed by FIRST FEDERAL BANK at 9%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-36% on the year before
New equipment filings by month
Bonifay, FL, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 3 |
| 2025-04 | 4 |
| 2025-05 | 1 |
| 2025-06 | 8 |
| 2025-07 | 3 |
| 2025-08 | 2 |
| 2025-09 | 4 |
| 2025-10 | 5 |
| 2025-11 | 5 |
| 2025-12 | 2 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 3 |
| 2026-06 | 1 |
| 2026-07 | 3 |
| 2026-08 | 4 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- FIRST FEDERAL BANK11 · 9.0%Bank
- Kubota Credit8 · 6.6%Captive finance
- FRIEND BANK6 · 4.9%Bank
- John Deere Financial6 · 4.9%Captive finance
- Caterpillar Financial5 · 4.1%Captive finance
- FIRST NATIONAL BANK OF HARTFORD5 · 4.1%Bank
- DLL4 · 3.3%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated160 · 87.9%
- Agriculture11 · 6.0%
- Construction11 · 6.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | FRE Bonifay | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
84 | FRE Bonifay | Agriculture 40 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Jun 2023 |
79 | PAT Bonifay | Construction 41 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | May 2023 |
74 | S&R Bonifay | Equipment 41 mo old · peak window+35Active, no continuation+10 | AUXILIOR CAPITAL PARTNERS, INC. Independent | May 2023 |
74 | M & Bonifay | Equipment 44 mo old · peak window+35Active, no continuation+10 | FIRST WESTERN BANK & TRUST Bank | Feb 2023 |
74 | DEL Bonifay | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | BC FACTORING LLC Other | Oct 2022 |
72 | BLU Bonifay | Construction 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
72 | PAT Bonifay | Construction 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
Nearby cities
- Panama City2,150
- Panama City Beach973
- Santa Rosa Beach889
- Freeport409
- Marianna396
- Defuniak Springs361
- Lynn Haven357
- Chipley356
- Cottondale127
- Inlet Beach124
- Port Saint Joe111
- Graceville102
Questions
How many equipment loans are active in Bonifay, FL?
How many equipment loans in Bonifay, FL end in the next six months?
Which lenders finance the most equipment in Bonifay, FL?
What equipment is financed most in Bonifay, FL?
Is Bonifay, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.