Updated November 11, 2026
Equipment financing activity in Port Saint Joe, FL
Port Saint Joe has 111 active UCC filings for equipment across 59 businesses, about 1.9 per business, so repeat borrowers are common. 20 new filings were recorded in the last 12 months, down 33% on the year before. 33 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. The market is spread out: CENTENNIAL BANK leads with 15%, followed by WELLS FARGO VENDOR FINANCIAL SERVICES, LLC at 12%. Banks and credit unions hold 41%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-33% on the year before
New equipment filings by month
Port Saint Joe, FL, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 4 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 4 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 3 |
| 2025-09 | 4 |
| 2025-10 | 4 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 0 |
| 2026-02 | 3 |
| 2026-03 | 2 |
| 2026-04 | 2 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CENTENNIAL BANK11 · 14.7%Bank
- Bank
- Kubota Credit6 · 8.0%Captive finance
- Caterpillar Financial4 · 5.3%Captive finance
- AUXILIOR CAPITAL PARTNERS, INC.4 · 5.3%Independent
- FINANCIAL AGENT SERVICES4 · 5.3%Independent
- CAPITAL CITY BANK3 · 4.0%Bank
- BLUE BRIDGE FINANCIAL, INC.2 · 2.7%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated95 · 85.6%
- Agriculture10 · 9.0%
- Construction6 · 5.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | MON Port Saint Joe | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
77 | TRA Port Saint Joe | Construction 33 mo old · early+26Near the 36-month mark+2 | JCB FINANCE Captive finance | Jan 2024 |
74 | KIL Port Saint Joe | Equipment 43 mo old · peak window+35Active, no continuation+10 | IDEA 247, INC. Other | Mar 2023 |
74 | LMK Port Saint Joe | Equipment 43 mo old · peak window+35Active, no continuation+10 | STAR CAPITAL GROUP, L.P. Independent | Mar 2023 |
69 | AME Port Saint Joe | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2022 |
69 | AME Port Saint Joe | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2022 |
69 | AME Port Saint Joe | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2022 |
69 | DEZ Port Saint Joe | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
Nearby cities
- Panama City2,150
- Panama City Beach973
- Santa Rosa Beach889
- Freeport409
- Marianna396
- Defuniak Springs361
- Lynn Haven357
- Chipley356
- Bonifay182
- Cottondale127
- Inlet Beach124
- Graceville102
Questions
How many equipment loans are active in Port Saint Joe, FL?
How many equipment loans in Port Saint Joe, FL end in the next six months?
Which lenders finance the most equipment in Port Saint Joe, FL?
What equipment is financed most in Port Saint Joe, FL?
Is Port Saint Joe, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.