Updated November 12, 2026
Equipment financing activity in Lynn Haven, FL
Lynn Haven has 357 active UCC filings for equipment across 216 businesses, about 1.7 per business, so repeat borrowers are common. 85 new filings were recorded in the last 12 months, up 15% on the year before. 82 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: INNOVATIONS FINANCIAL CREDIT UNION leads with 11%, followed by John Deere Financial at 8%. Construction is the largest equipment type, at 13%. Banks and credit unions hold 53%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+15% on the year before
New equipment filings by month
Lynn Haven, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 11 |
| 2025-03 | 2 |
| 2025-04 | 9 |
| 2025-05 | 8 |
| 2025-06 | 7 |
| 2025-07 | 6 |
| 2025-08 | 4 |
| 2025-09 | 2 |
| 2025-10 | 7 |
| 2025-11 | 7 |
| 2025-12 | 10 |
| 2026-01 | 6 |
| 2026-02 | 5 |
| 2026-03 | 12 |
| 2026-04 | 6 |
| 2026-05 | 8 |
| 2026-06 | 7 |
| 2026-07 | 6 |
| 2026-08 | 6 |
| 2026-09 | 10 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- INNOVATIONS FINANCIAL CREDIT UNION28 · 10.9%Bank
- John Deere Financial21 · 8.2%Captive finance
- Caterpillar Financial21 · 8.2%Captive finance
- Kubota Credit17 · 6.6%Captive finance
- Komatsu Financial11 · 4.3%Captive finance
- Independent
- HANCOCK WHITNEY BANK8 · 3.1%Bank
- TRUSTMARK NATIONAL BANK8 · 3.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated282 · 79.0%
- Construction48 · 13.4%
- Agriculture27 · 7.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | G & Lynn Haven | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | VFS US LLC Other | Oct 2022 |
78 | GOR Lynn Haven | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | TRUSTMARK NATIONAL BANK Bank | Dec 2022 |
74 | DIA Lynn Haven | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
74 | MOR Lynn Haven | Construction 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
74 | BEN Lynn Haven | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CLOUDFUND LLC Other | Sep 2022 |
73 | GUL Lynn Haven | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
69 | AME Lynn Haven | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Komatsu Financial Captive finance | Oct 2023 |
68 | YES Lynn Haven | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | NAVITAS CREDIT LLC Independent | Dec 2022 |
Equipment types in Lynn Haven
Nearby cities
- Panama City2,150
- Panama City Beach973
- Santa Rosa Beach889
- Freeport409
- Marianna396
- Defuniak Springs361
- Chipley356
- Bonifay182
- Cottondale127
- Inlet Beach124
- Port Saint Joe111
- Graceville102
Questions
How many equipment loans are active in Lynn Haven, FL?
How many equipment loans in Lynn Haven, FL end in the next six months?
Which lenders finance the most equipment in Lynn Haven, FL?
What equipment is financed most in Lynn Haven, FL?
Is Lynn Haven, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.