Updated November 12, 2026
Equipment financing activity in Graceville, FL
Graceville has 102 active UCC filings for equipment across 72 businesses. New filings held steady over the last 12 months at 26. 26 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: FARM CREDIT OF NORTHWEST FLORIDA, ACA, AS AGENT/NOMINEE leads with 12%, followed by PEOPLES BANK OF GRACEVILLE, NMLS 934688 at 11%. Agriculture is the largest equipment type, at 18%. Banks and credit unions hold 64%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+4% on the year before
New equipment filings by month
Graceville, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 3 |
| 2025-03 | 2 |
| 2025-04 | 5 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 3 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 4 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 4 |
| 2026-06 | 3 |
| 2026-07 | 4 |
| 2026-08 | 3 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- PEOPLES BANK OF GRACEVILLE, NMLS 9346887 · 10.6%Bank
- John Deere Financial6 · 9.1%Captive finance
- Bank
- Kubota Credit3 · 4.5%Captive finance
- DLL2 · 3.0%Independent
- Bank
- HANCOCK WHITNEY BANK2 · 3.0%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated82 · 80.4%
- Agriculture18 · 17.6%
- Construction1 · 1.0%
- IT & office1 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
73 | RIC Graceville | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
71 | TOD Graceville | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | FARM CREDIT OF NORTHWEST FLORIDA, ACA, AS AGENT/NOMINEE Bank | Jul 2023 |
69 | GRA Graceville | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2022 |
67 | T A Graceville | Equipment 34 mo old · early+29Near the 36-month mark+4 | W.S. BADCOCK CORPORATION Other | Dec 2023 |
66 | TOD Graceville | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | PEOPLESSOUTH BANK Bank | Nov 2022 |
65 | RIC Graceville | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
64 | HEN Graceville | Equipment 42 mo old · peak window+35Active, no continuation+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Apr 2023 |
63 | TOD Graceville | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | CAMPBELLTON FARM SERVICE Other | Aug 2023 |
Nearby cities
- Panama City2,150
- Panama City Beach973
- Santa Rosa Beach889
- Freeport409
- Marianna396
- Defuniak Springs361
- Lynn Haven357
- Chipley356
- Bonifay182
- Cottondale127
- Inlet Beach124
- Port Saint Joe111
Top lenders in Graceville
- FARM CREDIT OF NORTHWEST FLORIDA, ACA, AS AGENT/NOMINEE8
- John Deere Financial6
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY5
- Kubota Credit3
- DLL2
- GULF COAST BANK AND TRUST COMPANY2
- HANCOCK WHITNEY BANK2
- PEOPLESSOUTH BANK2
- AUTOMOTIVE FINANCE CORPORATION2
Questions
How many equipment loans are active in Graceville, FL?
How many equipment loans in Graceville, FL end in the next six months?
Which lenders finance the most equipment in Graceville, FL?
What equipment is financed most in Graceville, FL?
Is Graceville, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.