Updated November 11, 2026
Construction equipment loans in Freeport, FL
Freeport has 58 active UCC filings for construction equipment across 20 businesses, about 2.9 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 16. 15 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. John Deere Financial dominates with 50% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Freeport, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 3 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 3 |
| 2025-09 | 1 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 4 |
| 2026-01 | 4 |
| 2026-02 | 1 |
| 2026-03 | 3 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial29 · 50.0%Captive finance
- Caterpillar Financial21 · 36.2%Captive finance
- Komatsu Financial8 · 13.8%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | SOU Freeport | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
88 | SOU Freeport | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
84 | SOU Freeport | Construction 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
78 | H&T Freeport | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
77 | SOU Freeport | Construction 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
76 | H&T Freeport | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
74 | H&T Freeport | Construction 44 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2023 |
66 | CRY Freeport | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
Construction in nearby cities
- Construction in Panama City143
- Construction in Santa Rosa Beach35
- Construction in Defuniak Springs28
- Construction in Lynn Haven48
- Construction in Chipley45
- Construction in Southport29
Top lenders here
Questions
How many construction equipment loans are active in Freeport, FL?
How many construction equipment loans in Freeport, FL end in the next six months?
Which lenders finance the most construction equipment in Freeport, FL?
Is Freeport, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.