Updated November 11, 2026
Equipment financing activity in Defuniak Springs, FL
Defuniak Springs has 361 active UCC filings for equipment across 226 businesses, about 1.6 per business, so repeat borrowers are common. 98 new filings were recorded in the last 12 months, up 10% on the year before. 85 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: CCB COMMUNITY BANK leads with 11%, followed by John Deere Financial at 10%. Agriculture is the largest equipment type, at 11%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+10% on the year before
New equipment filings by month
Defuniak Springs, FL, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 8 |
| 2025-03 | 8 |
| 2025-04 | 4 |
| 2025-05 | 8 |
| 2025-06 | 12 |
| 2025-07 | 8 |
| 2025-08 | 8 |
| 2025-09 | 6 |
| 2025-10 | 4 |
| 2025-11 | 11 |
| 2025-12 | 13 |
| 2026-01 | 8 |
| 2026-02 | 7 |
| 2026-03 | 8 |
| 2026-04 | 10 |
| 2026-05 | 5 |
| 2026-06 | 11 |
| 2026-07 | 6 |
| 2026-08 | 10 |
| 2026-09 | 7 |
| 2026-10 | 9 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CCB COMMUNITY BANK31 · 11.4%Bank
- John Deere Financial28 · 10.3%Captive finance
- Bank
- Kubota Credit21 · 7.7%Captive finance
- DLL13 · 4.8%Independent
- COMMUNITY BANK OF MISSISSIPPI9 · 3.3%Bank
- Caterpillar Financial8 · 3.0%Captive finance
- UNITED BANK8 · 3.0%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated294 · 81.4%
- Agriculture39 · 10.8%
- Construction28 · 7.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | AQU Defuniak Springs | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Jan 2023 |
84 | P.N Defuniak Springs | Construction 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
84 | J. Defuniak Springs | Agriculture 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
81 | GUM Defuniak Springs | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | VFS US LLC Other | Sep 2023 |
81 | P.N Defuniak Springs | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CHTD COMPANY Other | Nov 2022 |
78 | FAJ Defuniak Springs | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
77 | J & Defuniak Springs | Agriculture 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
76 | CHO Defuniak Springs | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Jul 2023 |
Equipment types in Defuniak Springs
Nearby cities
- Panama City2,150
- Panama City Beach973
- Santa Rosa Beach889
- Freeport409
- Marianna396
- Lynn Haven357
- Chipley356
- Bonifay182
- Cottondale127
- Inlet Beach124
- Port Saint Joe111
- Graceville102
Top lenders in Defuniak Springs
- CCB COMMUNITY BANK31
- John Deere Financial28
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC23
- Kubota Credit21
- DLL13
- COMMUNITY BANK OF MISSISSIPPI9
- Caterpillar Financial8
- UNITED BANK8
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY5
- FARM CREDIT OF NORTHWEST FLORIDA, ACA5
Questions
How many equipment loans are active in Defuniak Springs, FL?
How many equipment loans in Defuniak Springs, FL end in the next six months?
Which lenders finance the most equipment in Defuniak Springs, FL?
What equipment is financed most in Defuniak Springs, FL?
Is Defuniak Springs, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.