Updated November 11, 2026
Construction equipment loans in Defuniak Springs, FL
Defuniak Springs has 28 active UCC filings for construction equipment across 18 businesses, about 1.6 per business, so repeat borrowers are common. 11 new filings were recorded in the last 12 months, up 38% on the year before. 2 of these loans reach a typical 36, 48 or 60 month term end in the next six months. John Deere Financial dominates with 61% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+38% on the year before
New equipment filings by month
Defuniak Springs, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial17 · 60.7%Captive finance
- Caterpillar Financial8 · 28.6%Captive finance
- Komatsu Financial3 · 10.7%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | P.N Defuniak Springs | Construction 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
69 | IRO Defuniak Springs | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
54 | IRO Defuniak Springs | Construction 31 mo old · early+20Active, no continuation+10 | John Deere Financial Captive finance | Mar 2024 |
51 | DIA Defuniak Springs | Construction 52 mo old · late window+27Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2022 |
50 | GOS Defuniak Springs | Construction 26 mo old · early+6Active, no continuation+10 | Caterpillar Financial Captive finance | Aug 2024 |
49 | C & Defuniak Springs | Construction 2 mo old · too earlyActive, no continuation+10 | Komatsu Financial Captive finance | Aug 2026 |
49 | J. Defuniak Springs | Construction 2 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Aug 2026 |
49 | GUM Defuniak Springs | Construction 5 mo old · too earlyActive, no continuation+10 | Komatsu Financial Captive finance | May 2026 |
Construction in nearby cities
- Construction in Panama City143
- Construction in Santa Rosa Beach35
- Construction in Freeport58
- Construction in Lynn Haven48
- Construction in Chipley45
- Construction in Southport29
Top lenders here
Questions
How many construction equipment loans are active in Defuniak Springs, FL?
How many construction equipment loans in Defuniak Springs, FL end in the next six months?
Which lenders finance the most construction equipment in Defuniak Springs, FL?
Is Defuniak Springs, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.