Updated November 11, 2026
Equipment financing activity in Watertown, CT
Watertown has 428 active UCC filings for equipment across 249 businesses, about 1.7 per business, so repeat borrowers are common. 75 new filings were recorded in the last 12 months, up 7% on the year before. 134 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 31% of the book. The market is spread out: Thomaston Savings Bank leads with 16%, followed by Navitas Credit Corp. at 4%. Banks and credit unions hold 58%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+7% on the year before
New equipment filings by month
Watertown, CT, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 6 |
| 2025-03 | 4 |
| 2025-04 | 7 |
| 2025-05 | 7 |
| 2025-06 | 8 |
| 2025-07 | 4 |
| 2025-08 | 8 |
| 2025-09 | 5 |
| 2025-10 | 6 |
| 2025-11 | 6 |
| 2025-12 | 12 |
| 2026-01 | 2 |
| 2026-02 | 8 |
| 2026-03 | 6 |
| 2026-04 | 10 |
| 2026-05 | 6 |
| 2026-06 | 1 |
| 2026-07 | 5 |
| 2026-08 | 6 |
| 2026-09 | 8 |
| 2026-10 | 6 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Thomaston Savings Bank53 · 15.9%Bank
- Navitas Credit Corp.13 · 3.9%Independent
- Webster Bank, N.A.13 · 3.9%Bank
- Liberty Bank13 · 3.9%Bank
- John Deere Financial11 · 3.3%Captive finance
- Bank
- Kubota Credit10 · 3.0%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated323 · 75.5%
- Blanket liens47 · 11.0%
- Construction30 · 7.0%
- Agriculture12 · 2.8%
- Manufacturing9 · 2.1%
- IT & office3 · 0.7%
- Trucks & trailers2 · 0.5%
- Medical1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | SHE Watertown | IT & office 46 mo old · peak window+35Near the 48-month mark+4 | Xerox Financial Services Captive finance | Dec 2022 |
90 | Bla Watertown | Manufacturing 43 mo old · peak window+35Also a blanket lien | M&T EQUIPMENT FINANCE CORPORATION Independent | Apr 2023 |
89 | TAR Watertown | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
86 | Wat Watertown | Manufacturing 51 mo old · late window+29Near the 48-month mark+2 | Manufacturers Financing Services Independent | Jul 2022 |
86 | MAR Watertown | Construction 51 mo old · late window+29Near the 48-month mark+2 | Stearns Bank Equipment Finance Bank | Jul 2022 |
84 | GER Watertown | Construction 35 mo old · early+32Near the 36-month mark+7 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2023 |
84 | Wat Watertown | Manufacturing 44 mo old · peak window+35Active, no continuation+10 | Manufacturers Financing Services Independent | Feb 2023 |
82 | BER Watertown | Equipment 35 mo old · early+32Near the 36-month mark+7 | Thomaston Savings Bank Bank | Nov 2023 |
Equipment types in Watertown
Nearby cities
- Waterbury1,682
- Torrington684
- New Milford607
- Naugatuck419
- Wolcott300
- Terryville297
- Thomaston284
- Litchfield237
- Prospect228
- Middlebury218
- Woodbury200
- Harwinton197
Questions
How many equipment loans are active in Watertown, CT?
How many equipment loans in Watertown, CT end in the next six months?
Which lenders finance the most equipment in Watertown, CT?
What equipment is financed most in Watertown, CT?
Is Watertown, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.