Updated November 11, 2026
Equipment financing activity in Wolcott, CT
Wolcott has 300 active UCC filings for equipment across 185 businesses, about 1.6 per business, so repeat borrowers are common. 56 new filings were recorded in the last 12 months, up 27% on the year before. 93 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 31% of the book. The market is spread out: Thomaston Savings Bank leads with 16%, followed by Caterpillar Financial at 5%. Construction is the largest equipment type, at 13%. Banks and credit unions hold 50%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+27% on the year before
New equipment filings by month
Wolcott, CT, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 3 |
| 2025-03 | 4 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 5 |
| 2025-07 | 3 |
| 2025-08 | 5 |
| 2025-09 | 8 |
| 2025-10 | 3 |
| 2025-11 | 3 |
| 2025-12 | 6 |
| 2026-01 | 5 |
| 2026-02 | 2 |
| 2026-03 | 2 |
| 2026-04 | 6 |
| 2026-05 | 3 |
| 2026-06 | 8 |
| 2026-07 | 8 |
| 2026-08 | 5 |
| 2026-09 | 5 |
| 2026-10 | 2 |
| 2026-11 | 2 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Thomaston Savings Bank36 · 16.2%Bank
- Caterpillar Financial12 · 5.4%Captive finance
- Bank
- Savings Bank of Danbury10 · 4.5%Bank
- Webster Bank, N.A.9 · 4.1%Bank
- John Deere Financial7 · 3.2%Captive finance
- Komatsu Financial7 · 3.2%Captive finance
- Snap-on Credit6 · 2.7%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated225 · 75.0%
- Construction38 · 12.7%
- Blanket liens21 · 7.0%
- Agriculture8 · 2.7%
- Manufacturing3 · 1.0%
- Trucks & trailers2 · 0.7%
- Vehicles2 · 0.7%
- Medical1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
95 | BIG Wolcott | Vehicles 36 mo old · peak window+35Near the 36-month mark+10 | Trans Lease, Inc. Independent | Oct 2023 |
94 | TJ' Wolcott | Construction 35 mo old · early+32Near the 36-month mark+7 | Oakmont Capital Holdings LLC Independent | Nov 2023 |
94 | JOH Wolcott | Construction 35 mo old · early+32Near the 36-month mark+7 | Takeuchi Financial Services, a program of BMO Bank N.A. Bank | Nov 2023 |
94 | TJ' Wolcott | Construction 35 mo old · early+32Near the 36-month mark+7 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2023 |
94 | TJ' Wolcott | Construction 35 mo old · early+32Near the 36-month mark+7 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2023 |
90 | J&J Wolcott | Construction 43 mo old · peak window+35Active, no continuation+10 | Wells Fargo Equipment Finance, Inc. Bank | Mar 2023 |
90 | HOB Wolcott | Manufacturing 50 mo old · late window+31Near the 48-month mark+4 | Bruderer Machinery Inc. Other | Sep 2022 |
86 | J&J Wolcott | Construction 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
Equipment types in Wolcott
Nearby cities
- Waterbury1,682
- Torrington684
- New Milford607
- Watertown428
- Naugatuck419
- Terryville297
- Thomaston284
- Litchfield237
- Prospect228
- Middlebury218
- Woodbury200
- Harwinton197
Top lenders in Wolcott
- Thomaston Savings Bank36
- Caterpillar Financial12
- Sheffield Financial, A Division of Branch Banking and Trust Company10
- Savings Bank of Danbury10
- Webster Bank, N.A.9
- John Deere Financial7
- Komatsu Financial7
- Snap-on Credit6
- TD BANK, N.A.6
- Isuzu Finance of America, Inc6
Questions
How many equipment loans are active in Wolcott, CT?
How many equipment loans in Wolcott, CT end in the next six months?
Which lenders finance the most equipment in Wolcott, CT?
What equipment is financed most in Wolcott, CT?
Is Wolcott, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.