Updated November 11, 2026
Equipment financing activity in Prospect, CT
Prospect has 228 active UCC filings for equipment across 131 businesses, about 1.7 per business, so repeat borrowers are common. 38 new filings were recorded in the last 12 months, down 30% on the year before. 55 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Ion Bank leads with 11%, followed by Liberty Bank at 6%. Banks and credit unions hold 58%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-30% on the year before
New equipment filings by month
Prospect, CT, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 2 |
| 2025-03 | 5 |
| 2025-04 | 4 |
| 2025-05 | 6 |
| 2025-06 | 5 |
| 2025-07 | 7 |
| 2025-08 | 2 |
| 2025-09 | 4 |
| 2025-10 | 7 |
| 2025-11 | 7 |
| 2025-12 | 7 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 5 |
| 2026-04 | 2 |
| 2026-05 | 3 |
| 2026-06 | 0 |
| 2026-07 | 4 |
| 2026-08 | 8 |
| 2026-09 | 0 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Ion Bank17 · 11.1%Bank
- Liberty Bank9 · 5.9%Bank
- Windsor Federal Bank9 · 5.9%Bank
- MACHINERY FINANCE RESOURCES, LLC8 · 5.2%Independent
- Thomaston Savings Bank8 · 5.2%Bank
- DLL6 · 3.9%Independent
- Webster Bank, N.A.6 · 3.9%Bank
- Kubota Credit5 · 3.3%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated182 · 79.8%
- Blanket liens17 · 7.5%
- Construction12 · 5.3%
- Agriculture7 · 3.1%
- Manufacturing5 · 2.2%
- Trucks & trailers2 · 0.9%
- IT & office1 · 0.4%
- Medical1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | ED Prospect | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | DLL Independent | Oct 2023 |
94 | J H Prospect | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Komatsu Financial Captive finance | Sep 2023 |
92 | Dep Prospect | Trucks & trailers 37 mo old · peak window+35Near the 36-month mark+7 | Ion Bank Bank | Sep 2023 |
84 | RKJ Prospect | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T Corporation System, as representative Other | Oct 2022 |
83 | J H Prospect | Equipment 49 mo old · late window+33Near the 48-month mark+7 | C T Corporation System, as representative Other | Sep 2022 |
82 | MCA Prospect | Equipment 35 mo old · early+32Near the 36-month mark+7 | VFS US LLC Other | Nov 2023 |
82 | OXF Prospect | Manufacturing 37 mo old · peak window+35Near the 36-month mark+7 | Flagstar Financial & Leasing, LLC Independent | Sep 2023 |
82 | MCA Prospect | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | VFS US LLC Other | Dec 2022 |
Nearby cities
- Waterbury1,682
- Torrington684
- New Milford607
- Watertown428
- Naugatuck419
- Wolcott300
- Terryville297
- Thomaston284
- Litchfield237
- Middlebury218
- Woodbury200
- Harwinton197
Questions
How many equipment loans are active in Prospect, CT?
How many equipment loans in Prospect, CT end in the next six months?
Which lenders finance the most equipment in Prospect, CT?
What equipment is financed most in Prospect, CT?
Is Prospect, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.