Updated November 11, 2026
Equipment financing activity in Harwinton, CT
Harwinton has 197 active UCC filings for equipment across 86 businesses, about 2.3 per business, so repeat borrowers are common. 44 new filings were recorded in the last 12 months, up 7% on the year before. 43 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Kubota Credit leads with 13%, followed by Thomaston Savings Bank at 11%. Construction is the largest equipment type, at 12%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+7% on the year before
New equipment filings by month
Harwinton, CT, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 6 |
| 2025-03 | 3 |
| 2025-04 | 7 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 6 |
| 2025-10 | 4 |
| 2025-11 | 2 |
| 2025-12 | 6 |
| 2026-01 | 2 |
| 2026-02 | 6 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 2 |
| 2026-06 | 3 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 7 |
| 2026-10 | 8 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit20 · 12.9%Captive finance
- Thomaston Savings Bank17 · 11.0%Bank
- Bank
- John Deere Financial9 · 5.8%Captive finance
- M&T Bank8 · 5.2%Bank
- Komatsu Financial7 · 4.5%Captive finance
- Oakmont Capital Holdings LLC6 · 3.9%Independent
- Northwest Community Bank6 · 3.9%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated133 · 67.5%
- Construction24 · 12.2%
- Agriculture20 · 10.2%
- Blanket liens13 · 6.6%
- Manufacturing3 · 1.5%
- Trucks & trailers3 · 1.5%
- Vehicles1 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | AUT Harwinton | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
97 | Oak Harwinton | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
97 | laf Harwinton | Manufacturing 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
92 | laf Harwinton | Construction 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
92 | laf Harwinton | Construction 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
90 | laf Harwinton | Manufacturing 42 mo old · peak window+35Active, no continuation+10 | Thomaston Savings Bank Bank | Apr 2023 |
87 | TS Harwinton | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Stearns Bank Equipment Finance Bank | Jan 2023 |
84 | JH Harwinton | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
Nearby cities
- Waterbury1,682
- Torrington684
- New Milford607
- Watertown428
- Naugatuck419
- Wolcott300
- Terryville297
- Thomaston284
- Litchfield237
- Prospect228
- Middlebury218
- Woodbury200
Top lenders in Harwinton
- Kubota Credit20
- Thomaston Savings Bank17
- Wells Fargo Vendor Financial Services, LLC10
- John Deere Financial9
- M&T Bank8
- Komatsu Financial7
- Oakmont Capital Holdings LLC6
- Northwest Community Bank6
- Sheffield Financial, A Division of Branch Banking and Trust Company5
- Torrington Savings Bank5
Questions
How many equipment loans are active in Harwinton, CT?
How many equipment loans in Harwinton, CT end in the next six months?
Which lenders finance the most equipment in Harwinton, CT?
What equipment is financed most in Harwinton, CT?
Is Harwinton, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.