Updated November 11, 2026
Equipment financing activity in Naugatuck, CT
Naugatuck has 419 active UCC filings for equipment across 274 businesses, about 1.5 per business, so repeat borrowers are common. 77 new filings were recorded in the last 12 months, down 13% on the year before. 116 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Liberty Bank leads with 12%, followed by Ion Bank at 12%. Banks and credit unions hold 59%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-12% on the year before
New equipment filings by month
Naugatuck, CT, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 5 |
| 2025-03 | 10 |
| 2025-04 | 3 |
| 2025-05 | 8 |
| 2025-06 | 6 |
| 2025-07 | 8 |
| 2025-08 | 13 |
| 2025-09 | 9 |
| 2025-10 | 7 |
| 2025-11 | 10 |
| 2025-12 | 4 |
| 2026-01 | 5 |
| 2026-02 | 1 |
| 2026-03 | 7 |
| 2026-04 | 6 |
| 2026-05 | 9 |
| 2026-06 | 4 |
| 2026-07 | 7 |
| 2026-08 | 11 |
| 2026-09 | 9 |
| 2026-10 | 5 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Liberty Bank30 · 11.9%Bank
- Ion Bank29 · 11.5%Bank
- Webster Bank, N.A.12 · 4.8%Bank
- Kubota Credit8 · 3.2%Captive finance
- Caterpillar Financial6 · 2.4%Captive finance
- M&T Bank6 · 2.4%Bank
- TD BANK, N.A.5 · 2.0%Bank
- Banterra Bank5 · 2.0%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated343 · 81.9%
- Blanket liens31 · 7.4%
- Construction15 · 3.6%
- Manufacturing13 · 3.1%
- Agriculture9 · 2.1%
- Trucks & trailers4 · 1.0%
- IT & office3 · 0.7%
- Vehicles1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
95 | SIB Naugatuck | Trucks & trailers 48 mo old · peak window+35Near the 48-month mark+10 | First Bank Richmond Bank | Nov 2022 |
94 | PUS Naugatuck | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
90 | C. Naugatuck | Construction 42 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2023 |
90 | Kam Naugatuck | Manufacturing 50 mo old · late window+31Near the 48-month mark+4 | TRUMPF Inc. Other | Aug 2022 |
89 | Aqu Naugatuck | Trucks & trailers 35 mo old · early+32Near the 36-month mark+7 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Nov 2023 |
89 | Aqu Naugatuck | Trucks & trailers 46 mo old · peak window+35Near the 48-month mark+4 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Dec 2022 |
87 | NOR Naugatuck | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Feb 2023 |
87 | AER Naugatuck | IT & office 47 mo old · peak window+35Near the 48-month mark+7 | Xerox Financial Services Captive finance | Nov 2022 |
Nearby cities
- Waterbury1,682
- Torrington684
- New Milford607
- Watertown428
- Wolcott300
- Terryville297
- Thomaston284
- Litchfield237
- Prospect228
- Middlebury218
- Woodbury200
- Harwinton197
Questions
How many equipment loans are active in Naugatuck, CT?
How many equipment loans in Naugatuck, CT end in the next six months?
Which lenders finance the most equipment in Naugatuck, CT?
What equipment is financed most in Naugatuck, CT?
Is Naugatuck, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.