Updated November 11, 2026
Construction equipment loans in Watertown, CT
Watertown has 30 active UCC filings for construction equipment across 21 businesses. 3 new filings were recorded in the last 12 months, down 57% on the year before. 5 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 17% of the book. John Deere Financial dominates with 30% of active filings. Captive finance arms of the manufacturers write 57% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-57% on the year before
New equipment filings by month
Watertown, CT, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial9 · 30.0%Captive finance
- Bank
- Caterpillar Financial4 · 13.3%Captive finance
- Stearns Bank Equipment Finance4 · 13.3%Bank
- Kubota Credit2 · 6.7%Captive finance
- PNC BANK, NATIONAL ASSOCIATION2 · 6.7%Bank
- CNH Industrial Capital1 · 3.3%Captive finance
- Navitas Credit Corp.1 · 3.3%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
89 | TAR Watertown | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
86 | MAR Watertown | Construction 51 mo old · late window+29Near the 48-month mark+2 | Stearns Bank Equipment Finance Bank | Jul 2022 |
84 | GER Watertown | Construction 35 mo old · early+32Near the 36-month mark+7 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2023 |
80 | TRI Watertown | Construction 43 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Mar 2023 |
80 | FN Watertown | Construction 44 mo old · peak window+35Active, no continuation+10 | Navitas Credit Corp. Independent | Feb 2023 |
75 | GEN Watertown | Construction 55 mo old · late window+20Active, no continuation+10 | Union Savings Bank Bank | Mar 2022 |
72 | CON Watertown | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
70 | TJ' Watertown | Construction 36 mo old · peak window+35Moved to another lender Dec 2025 | PNC BANK, NATIONAL ASSOCIATION Bank | Nov 2023 |
Questions
How many construction equipment loans are active in Watertown, CT?
How many construction equipment loans in Watertown, CT end in the next six months?
Which lenders finance the most construction equipment in Watertown, CT?
Is Watertown, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.