Updated November 11, 2026
Equipment financing activity in Middlebury, CT
Middlebury has 218 active UCC filings for equipment across 136 businesses, about 1.6 per business, so repeat borrowers are common. 43 new filings were recorded in the last 12 months, down 10% on the year before. 61 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Thomaston Savings Bank leads with 14%, followed by Liberty Bank at 9%. Banks and credit unions hold 68%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-10% on the year before
New equipment filings by month
Middlebury, CT, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 3 |
| 2025-03 | 4 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 6 |
| 2025-07 | 4 |
| 2025-08 | 8 |
| 2025-09 | 0 |
| 2025-10 | 5 |
| 2025-11 | 5 |
| 2025-12 | 5 |
| 2026-01 | 5 |
| 2026-02 | 4 |
| 2026-03 | 5 |
| 2026-04 | 2 |
| 2026-05 | 2 |
| 2026-06 | 4 |
| 2026-07 | 5 |
| 2026-08 | 1 |
| 2026-09 | 2 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Thomaston Savings Bank19 · 13.6%Bank
- Liberty Bank13 · 9.3%Bank
- Ion Bank9 · 6.4%Bank
- Webster Bank, N.A.7 · 5.0%Bank
- Savings Bank of Danbury7 · 5.0%Bank
- Kubota Credit6 · 4.3%Captive finance
- TD BANK, N.A.6 · 4.3%Bank
- John Deere Financial5 · 3.6%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated179 · 82.1%
- Blanket liens16 · 7.3%
- Construction11 · 5.0%
- Agriculture6 · 2.8%
- Medical2 · 0.9%
- Trucks & trailers2 · 0.9%
- Vehicles2 · 0.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | MID Middlebury | Vehicles 46 mo old · peak window+35Near the 48-month mark+4 | Savings Bank of Danbury Bank | Dec 2022 |
92 | CON Middlebury | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
90 | Des Middlebury | Construction 43 mo old · peak window+35Active, no continuation+10 | The Huntington National Bank Bank | Mar 2023 |
88 | BOO Middlebury | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Jan 2023 |
81 | ZIN Middlebury | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Jul 2023 |
78 | MID Middlebury | Equipment 35 mo old · early+32Near the 36-month mark+7 | Savings Bank of Danbury Bank | Nov 2023 |
73 | CHR Middlebury | Construction 30 mo old · early+18Active, no continuation+10 | John Deere Financial Captive finance | Apr 2024 |
73 | Gen Middlebury | Construction 33 mo old · early+26Near the 36-month mark+2 | Oakmont Capital Holdings LLC Independent | Jan 2024 |
Nearby cities
- Waterbury1,682
- Torrington684
- New Milford607
- Watertown428
- Naugatuck419
- Wolcott300
- Terryville297
- Thomaston284
- Litchfield237
- Prospect228
- Woodbury200
- Harwinton197
Questions
How many equipment loans are active in Middlebury, CT?
How many equipment loans in Middlebury, CT end in the next six months?
Which lenders finance the most equipment in Middlebury, CT?
What equipment is financed most in Middlebury, CT?
Is Middlebury, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.