Updated November 11, 2026
Equipment financing activity in Waterbury, CT
Waterbury has 1,682 active UCC filings for equipment across 1,124 businesses. 340 new filings were recorded in the last 12 months, up 16% on the year before. 443 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Thomaston Savings Bank leads with 8%, followed by Liberty Bank at 7%. Banks and credit unions hold 54%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+16% on the year before
New equipment filings by month
Waterbury, CT, last 24 months. The current month is still coming in.
| 2024-12 | 28 |
|---|---|
| 2025-01 | 21 |
| 2025-02 | 22 |
| 2025-03 | 32 |
| 2025-04 | 37 |
| 2025-05 | 26 |
| 2025-06 | 26 |
| 2025-07 | 20 |
| 2025-08 | 13 |
| 2025-09 | 20 |
| 2025-10 | 23 |
| 2025-11 | 37 |
| 2025-12 | 35 |
| 2026-01 | 21 |
| 2026-02 | 27 |
| 2026-03 | 30 |
| 2026-04 | 32 |
| 2026-05 | 25 |
| 2026-06 | 27 |
| 2026-07 | 25 |
| 2026-08 | 38 |
| 2026-09 | 28 |
| 2026-10 | 21 |
| 2026-11 | 2 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Thomaston Savings Bank74 · 8.4%Bank
- Liberty Bank58 · 6.5%Bank
- Webster Bank, N.A.41 · 4.6%Bank
- TD BANK, N.A.38 · 4.3%Bank
- Savings Bank of Danbury36 · 4.1%Bank
- Ion Bank29 · 3.3%Bank
- ACV Capital LLC27 · 3.0%Independent
- DLL18 · 2.0%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,335 · 79.4%
- Blanket liens227 · 13.5%
- Construction48 · 2.9%
- Manufacturing25 · 1.5%
- IT & office18 · 1.1%
- Agriculture10 · 0.6%
- Trucks & trailers9 · 0.5%
- Medical7 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | MIC Waterbury | Manufacturing 48 mo old · peak window+35Near the 48-month mark+10 | CNC Associates, Inc. Other | Oct 2022 |
100 | MIC Waterbury | Manufacturing 48 mo old · peak window+35Near the 48-month mark+10 | CNC Associates, Inc. Other | Oct 2022 |
100 | MIC Waterbury | Manufacturing 48 mo old · peak window+35Near the 48-month mark+10 | CNC Associates, Inc. Other | Oct 2022 |
100 | MIC Waterbury | Manufacturing 48 mo old · peak window+35Near the 48-month mark+10 | CNC Associates, Inc. Other | Oct 2022 |
97 | TON Waterbury | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Komatsu Financial Captive finance | Sep 2023 |
97 | TON Waterbury | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Komatsu Financial Captive finance | Sep 2023 |
95 | For Waterbury | Manufacturing 49 mo old · late window+33Near the 48-month mark+7 | ARBURG, Inc. Other | Sep 2022 |
94 | For Waterbury | Manufacturing 46 mo old · peak window+35Near the 48-month mark+4 | ARBURG, Inc. Other | Dec 2022 |
Equipment types in Waterbury
Nearby cities
- Torrington684
- New Milford607
- Watertown428
- Naugatuck419
- Wolcott300
- Terryville297
- Thomaston284
- Litchfield237
- Prospect228
- Middlebury218
- Woodbury200
- Harwinton197
Top lenders in Waterbury
- Thomaston Savings Bank74
- Liberty Bank58
- Webster Bank, N.A.41
- TD BANK, N.A.38
- Savings Bank of Danbury36
- Ion Bank29
- ACV Capital LLC27
- DLL18
- Caterpillar Financial18
- M&T Bank17
Questions
How many equipment loans are active in Waterbury, CT?
How many equipment loans in Waterbury, CT end in the next six months?
Which lenders finance the most equipment in Waterbury, CT?
What equipment is financed most in Waterbury, CT?
Is Waterbury, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.