Updated November 11, 2026
Construction equipment loans in Waterbury, CT
Waterbury has 48 active UCC filings for construction equipment across 18 businesses, about 2.7 per business, so repeat borrowers are common. 7 new filings were recorded in the last 12 months, up 17% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. Caterpillar Financial dominates with 38% of active filings. Captive finance arms of the manufacturers write 81% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+17% on the year before
New equipment filings by month
Waterbury, CT, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial18 · 38.3%Captive finance
- Komatsu Financial13 · 27.7%Captive finance
- John Deere Financial3 · 6.4%Captive finance
- DLL2 · 4.3%Independent
- JCB FINANCE2 · 4.3%Captive finance
- Kubota Credit1 · 2.1%Captive finance
- CNH Industrial Capital1 · 2.1%Captive finance
- FINANCIAL PACIFIC LEASING, INC.1 · 2.1%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | TON Waterbury | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Komatsu Financial Captive finance | Sep 2023 |
97 | TON Waterbury | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Komatsu Financial Captive finance | Sep 2023 |
92 | DEN Waterbury | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
92 | DEN Waterbury | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
92 | DEN Waterbury | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
92 | DEN Waterbury | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
92 | TON Waterbury | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Komatsu Financial Captive finance | Jul 2023 |
88 | TON Waterbury | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
Questions
How many construction equipment loans are active in Waterbury, CT?
How many construction equipment loans in Waterbury, CT end in the next six months?
Which lenders finance the most construction equipment in Waterbury, CT?
Is Waterbury, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.