Updated November 11, 2026
Equipment financing activity in Williamsburg, VA
Williamsburg has 1,186 active UCC filings for equipment across 695 businesses, about 1.7 per business, so repeat borrowers are common. 227 new filings were recorded in the last 12 months, down 11% on the year before. 290 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: TowneBank leads with 10%, followed by Chesapeake Bank at 9%. Banks and credit unions hold 54%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-11% on the year before
New equipment filings by month
Williamsburg, VA, last 24 months. The current month is still coming in.
| 2024-12 | 25 |
|---|---|
| 2025-01 | 25 |
| 2025-02 | 19 |
| 2025-03 | 33 |
| 2025-04 | 24 |
| 2025-05 | 14 |
| 2025-06 | 11 |
| 2025-07 | 34 |
| 2025-08 | 15 |
| 2025-09 | 21 |
| 2025-10 | 21 |
| 2025-11 | 10 |
| 2025-12 | 22 |
| 2026-01 | 19 |
| 2026-02 | 20 |
| 2026-03 | 28 |
| 2026-04 | 25 |
| 2026-05 | 26 |
| 2026-06 | 15 |
| 2026-07 | 11 |
| 2026-08 | 16 |
| 2026-09 | 19 |
| 2026-10 | 19 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- TowneBank72 · 9.8%Bank
- Chesapeake Bank68 · 9.2%Bank
- Caterpillar Financial61 · 8.3%Captive finance
- John Deere Financial54 · 7.3%Captive finance
- DLL27 · 3.7%Independent
- Kubota Credit20 · 2.7%Captive finance
- Bank
- Citizens & Farmers Bank13 · 1.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated995 · 83.9%
- Construction92 · 7.8%
- Agriculture57 · 4.8%
- Blanket liens28 · 2.4%
- IT & office6 · 0.5%
- Trucks & trailers3 · 0.3%
- Vehicles3 · 0.3%
- Medical1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | THE Williamsburg | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
83 | HEA Williamsburg | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
79 | HEN Williamsburg | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Chesapeake Bank Bank | Oct 2022 |
79 | AYT Williamsburg | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CE OTR Finance LLC dba TruckerFi ISAOA Other | Oct 2022 |
79 | BLU Williamsburg | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | United Leasing, Inc. Independent | Oct 2022 |
79 | Esc Williamsburg | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
78 | THE Williamsburg | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | U.S. SMALL BUSINESS ADMINISTRATION, RICHMOND DISTRICT OFFICE Other | Aug 2023 |
74 | GRE Williamsburg | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Nov 2023 |
Equipment types in Williamsburg
Nearby cities
- Midlothian1,357
- Mechanicsville937
- Powhatan800
- Rockville239
- Mineral213
- Sandston192
- Toano177
- Moseley172
- Manakin Sabot165
- Montpelier159
- Providence Forge142
- Quinton132
Questions
How many equipment loans are active in Williamsburg, VA?
How many equipment loans in Williamsburg, VA end in the next six months?
Which lenders finance the most equipment in Williamsburg, VA?
What equipment is financed most in Williamsburg, VA?
Is Williamsburg, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.