Updated November 11, 2026
Construction equipment loans in West Point, VA
West Point has 28 active UCC filings for construction equipment across 11 businesses, about 2.5 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, up 200% on the year before. 4 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 80% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+200% on the year before
New equipment filings by month
West Point, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 8 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial20 · 80.0%Captive finance
- John Deere Financial5 · 20.0%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | J. West Point | Construction 31 mo old · early+20Active, no continuation+10 | John Deere Financial Captive finance | Mar 2024 |
69 | Wat West Point | Construction 50 mo old · late window+31Near the 48-month mark+4 | John Deere Financial Captive finance | Aug 2022 |
55 | J. West Point | Construction 2 mo old · too earlyActive, no continuation+10 | Not listed | Aug 2026 |
55 | B. West Point | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
52 | WAL West Point | Construction 25 mo old · early+3Active, no continuation+10 | Caterpillar Financial Captive finance | Sep 2024 |
49 | CUR West Point | Construction 5 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | May 2026 |
49 | J. West Point | Construction 8 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Feb 2026 |
49 | J. West Point | Construction 18 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | May 2025 |
Construction in nearby cities
- Construction in Midlothian67
- Construction in Williamsburg92
- Construction in Mechanicsville58
- Construction in Powhatan153
- Construction in Rockville82
- Construction in Providence Forge26
- Construction in Quinton25
Top lenders here
Questions
How many construction equipment loans are active in West Point, VA?
How many construction equipment loans in West Point, VA end in the next six months?
Which lenders finance the most construction equipment in West Point, VA?
Is West Point, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.