Updated November 11, 2026
Construction equipment loans in Mechanicsville, VA
Mechanicsville has 58 active UCC filings for construction equipment across 26 businesses, about 2.2 per business, so repeat borrowers are common. 18 new filings were recorded in the last 12 months, up 6% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 65% of active filings. Captive finance arms of the manufacturers write 96% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+6% on the year before
New equipment filings by month
Mechanicsville, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 3 |
| 2025-08 | 3 |
| 2025-09 | 5 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 3 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 4 |
| 2026-08 | 3 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial34 · 65.4%Captive finance
- John Deere Financial16 · 30.8%Captive finance
- PNC Bank, National Association1 · 1.9%Bank
- Oakmont Capital Holdings LLC1 · 1.9%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | E.J Mechanicsville | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
84 | E.J Mechanicsville | Construction 50 mo old · late window+31Near the 48-month mark+4 | Caterpillar Financial Captive finance | Sep 2022 |
74 | JP Mechanicsville | Construction 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
74 | VRL Mechanicsville | Construction 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
73 | JP Mechanicsville | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
73 | FRO Mechanicsville | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
71 | FRO Mechanicsville | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
69 | E.J Mechanicsville | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2024 |
Questions
How many construction equipment loans are active in Mechanicsville, VA?
How many construction equipment loans in Mechanicsville, VA end in the next six months?
Which lenders finance the most construction equipment in Mechanicsville, VA?
Is Mechanicsville, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.