Updated November 11, 2026
Equipment financing activity in Toano, VA
Toano has 177 active UCC filings for equipment across 92 businesses, about 1.9 per business, so repeat borrowers are common. 34 new filings were recorded in the last 12 months, down 26% on the year before. 45 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: TowneBank leads with 16%, followed by John Deere Financial at 6%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-26% on the year before
New equipment filings by month
Toano, VA, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 3 |
| 2025-05 | 7 |
| 2025-06 | 5 |
| 2025-07 | 4 |
| 2025-08 | 3 |
| 2025-09 | 3 |
| 2025-10 | 5 |
| 2025-11 | 3 |
| 2025-12 | 8 |
| 2026-01 | 3 |
| 2026-02 | 8 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 4 |
| 2026-07 | 4 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- TowneBank21 · 16.0%Bank
- John Deere Financial8 · 6.1%Captive finance
- Oakmont Capital Holdings LLC8 · 6.1%Independent
- Caterpillar Financial7 · 5.3%Captive finance
- Regions Bank6 · 4.6%Bank
- STAR CAPITAL GROUP, L.P.5 · 3.8%Independent
- Chesapeake Bank5 · 3.8%Bank
- Snap-on Credit4 · 3.1%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated143 · 80.8%
- Construction16 · 9.0%
- Blanket liens8 · 4.5%
- Agriculture6 · 3.4%
- Manufacturing3 · 1.7%
- Trucks & trailers1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | GRE Toano | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
84 | Toa Toano | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | FinWise Bank Bank | Oct 2023 |
79 | GEO Toano | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Carter Machinery Company, Incorporated Other | Sep 2022 |
72 | GEO Toano | Equipment 34 mo old · early+29Near the 36-month mark+4 | VFS US LLC Other | Dec 2023 |
69 | THE Toano | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
69 | Met Toano | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Corporation Service Company, As Representative Other | Sep 2022 |
67 | Toa Toano | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
64 | AW Toano | Agriculture 31 mo old · early+20Active, no continuation+10 | Kubota Credit Captive finance | Apr 2024 |
Nearby cities
- Midlothian1,357
- Williamsburg1,186
- Mechanicsville937
- Powhatan800
- Rockville239
- Mineral213
- Sandston192
- Moseley172
- Manakin Sabot165
- Montpelier159
- Providence Forge142
- Quinton132
Questions
How many equipment loans are active in Toano, VA?
How many equipment loans in Toano, VA end in the next six months?
Which lenders finance the most equipment in Toano, VA?
What equipment is financed most in Toano, VA?
Is Toano, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.