Updated November 11, 2026
Equipment financing activity in Montpelier, VA
Montpelier has 159 active UCC filings for equipment across 69 businesses, about 2.3 per business, so repeat borrowers are common. 35 new filings were recorded in the last 12 months, up 6% on the year before. 40 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Kubota Credit leads with 13%, followed by Caterpillar Financial at 8%. Agriculture is the largest equipment type, at 14%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+6% on the year before
New equipment filings by month
Montpelier, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 4 |
| 2025-04 | 6 |
| 2025-05 | 6 |
| 2025-06 | 2 |
| 2025-07 | 2 |
| 2025-08 | 0 |
| 2025-09 | 3 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 6 |
| 2026-01 | 3 |
| 2026-02 | 4 |
| 2026-03 | 3 |
| 2026-04 | 4 |
| 2026-05 | 5 |
| 2026-06 | 2 |
| 2026-07 | 1 |
| 2026-08 | 2 |
| 2026-09 | 2 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit15 · 13.2%Captive finance
- Caterpillar Financial9 · 7.9%Captive finance
- Bank
- Independent
- Independent
- John Deere Financial4 · 3.5%Captive finance
- CNH Industrial Capital4 · 3.5%Captive finance
- DLL3 · 2.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated115 · 72.3%
- Agriculture23 · 14.5%
- Construction14 · 8.8%
- Trucks & trailers3 · 1.9%
- Blanket liens2 · 1.3%
- IT & office1 · 0.6%
- Manufacturing1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | CIT Montpelier | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Aug 2023 |
84 | SMI Montpelier | Agriculture 44 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Feb 2023 |
79 | FUN Montpelier | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
74 | STR Montpelier | Agriculture 41 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | May 2023 |
71 | REN Montpelier | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Jul 2023 |
71 | B K Montpelier | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Nov 2022 |
69 | SEC Montpelier | Equipment 50 mo old · late window+31Near the 48-month mark+4 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Aug 2022 |
68 | KNI Montpelier | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Corporation Service Company, As Representative Other | Dec 2022 |
Nearby cities
- Midlothian1,357
- Williamsburg1,186
- Mechanicsville937
- Powhatan800
- Rockville239
- Mineral213
- Sandston192
- Toano177
- Moseley172
- Manakin Sabot165
- Providence Forge142
- Quinton132
Top lenders in Montpelier
- Kubota Credit15
- Caterpillar Financial9
- First-Citizens Bank and Trust Company7
- M&T EQUIPMENT FINANCE CORPORATION7
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI6
- John Deere Financial4
- CNH Industrial Capital4
- DLL3
- Western Equipment Finance3
- LBX Company, LLC DBA LBX Capital3
Questions
How many equipment loans are active in Montpelier, VA?
How many equipment loans in Montpelier, VA end in the next six months?
Which lenders finance the most equipment in Montpelier, VA?
What equipment is financed most in Montpelier, VA?
Is Montpelier, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.