Updated November 11, 2026
Equipment financing activity in Mechanicsville, VA
Mechanicsville has 937 active UCC filings for equipment across 517 businesses, about 1.8 per business, so repeat borrowers are common. 204 new filings were recorded in the last 12 months, down 17% on the year before. 241 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: John Deere Financial leads with 7%, followed by Caterpillar Financial at 6%. Banks and credit unions hold 46%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-17% on the year before
New equipment filings by month
Mechanicsville, VA, last 24 months. The current month is still coming in.
| 2024-12 | 27 |
|---|---|
| 2025-01 | 16 |
| 2025-02 | 20 |
| 2025-03 | 27 |
| 2025-04 | 29 |
| 2025-05 | 11 |
| 2025-06 | 19 |
| 2025-07 | 28 |
| 2025-08 | 14 |
| 2025-09 | 30 |
| 2025-10 | 14 |
| 2025-11 | 7 |
| 2025-12 | 34 |
| 2026-01 | 20 |
| 2026-02 | 13 |
| 2026-03 | 32 |
| 2026-04 | 19 |
| 2026-05 | 14 |
| 2026-06 | 7 |
| 2026-07 | 14 |
| 2026-08 | 16 |
| 2026-09 | 19 |
| 2026-10 | 11 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial43 · 7.2%Captive finance
- Caterpillar Financial34 · 5.7%Captive finance
- SOUTHSTATE BANK NA.21 · 3.5%Bank
- Kubota Credit19 · 3.2%Captive finance
- TowneBank18 · 3.0%Bank
- Bank
- Bank
- DLL14 · 2.3%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated766 · 81.8%
- Agriculture71 · 7.6%
- Construction58 · 6.2%
- Blanket liens26 · 2.8%
- Trucks & trailers6 · 0.6%
- IT & office4 · 0.4%
- Medical2 · 0.2%
- Vehicles2 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | Cre Mechanicsville | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Oct 2023 |
86 | Cre Mechanicsville | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | AGCO Finance Captive finance | Jul 2023 |
84 | MIT Mechanicsville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2023 |
84 | Cre Mechanicsville | Agriculture 40 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Jun 2023 |
84 | E.J Mechanicsville | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
84 | ELE Mechanicsville | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Carter Machinery Company, Incorporated Other | Oct 2022 |
84 | E.J Mechanicsville | Construction 50 mo old · late window+31Near the 48-month mark+4 | Caterpillar Financial Captive finance | Sep 2022 |
81 | ARL Mechanicsville | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CNC Associates, Inc. Other | Nov 2022 |
Equipment types in Mechanicsville
Nearby cities
- Midlothian1,357
- Williamsburg1,186
- Powhatan800
- Rockville239
- Mineral213
- Sandston192
- Toano177
- Moseley172
- Manakin Sabot165
- Montpelier159
- Providence Forge142
- Quinton132
Questions
How many equipment loans are active in Mechanicsville, VA?
How many equipment loans in Mechanicsville, VA end in the next six months?
Which lenders finance the most equipment in Mechanicsville, VA?
What equipment is financed most in Mechanicsville, VA?
Is Mechanicsville, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.