Updated November 11, 2026
Equipment financing activity in West Point, VA
West Point has 96 active UCC filings for equipment across 44 businesses, about 2.2 per business, so repeat borrowers are common. 29 new filings were recorded in the last 12 months, up 32% on the year before. 23 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. Caterpillar Financial dominates with 34% of active filings. Construction is the largest equipment type, at 29%. Captive finance arms of the manufacturers write 52% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+32% on the year before
New equipment filings by month
West Point, VA, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 4 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 5 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 9 |
| 2026-01 | 4 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 4 |
| 2026-05 | 5 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial20 · 34.5%Captive finance
- John Deere Financial8 · 13.8%Captive finance
- Independent
- Bank
- Chesapeake Bank4 · 6.9%Bank
- Wells Fargo Bank, N.A.1 · 1.7%Bank
- DIVERSIFIED FINANCIAL SERVICES, LLC1 · 1.7%Independent
- GM Financial1 · 1.7%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated59 · 61.5%
- Construction28 · 29.2%
- Agriculture8 · 8.3%
- Vehicles1 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | CUR West Point | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Carter Machinery Company, Incorporated Other | Jan 2023 |
74 | CUR West Point | Equipment 40 mo old · peak window+35Active, no continuation+10 | Carter Machinery Company, Incorporated Other | Jun 2023 |
74 | CUR West Point | Equipment 42 mo old · peak window+35Active, no continuation+10 | Carter Machinery Company, Incorporated Other | May 2023 |
74 | WAL West Point | Equipment 42 mo old · peak window+35Active, no continuation+10 | Carter Machinery Company, Incorporated Other | Apr 2023 |
74 | CUR West Point | Equipment 43 mo old · peak window+35Active, no continuation+10 | Carter Machinery Company, Incorporated Other | Mar 2023 |
73 | VIR West Point | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | COLONIAL FARM CREDIT, ACA AS AGENT/NOMINEE Bank | Dec 2022 |
71 | MOD West Point | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | GreatAmerica Financial Services Corporation Independent | Jul 2023 |
70 | CUR West Point | Equipment 51 mo old · late window+29Near the 48-month mark+2 | Carter Machinery Company, Incorporated Other | Jul 2022 |
Equipment types in West Point
Nearby cities
- Midlothian1,357
- Williamsburg1,186
- Mechanicsville937
- Powhatan800
- Rockville239
- Mineral213
- Sandston192
- Toano177
- Moseley172
- Manakin Sabot165
- Montpelier159
- Providence Forge142
Top lenders in West Point
- Caterpillar Financial20
- John Deere Financial8
- GreatAmerica Financial Services Corporation5
- COLONIAL FARM CREDIT, ACA AS AGENT/NOMINEE4
- Chesapeake Bank4
- Wells Fargo Bank, N.A.1
- GM Financial1
- Citibank, N.A., its branches, subsidiaries and affiliates1
- Commodity Credit Corporation1
Questions
How many equipment loans are active in West Point, VA?
How many equipment loans in West Point, VA end in the next six months?
Which lenders finance the most equipment in West Point, VA?
What equipment is financed most in West Point, VA?
Is West Point, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.